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Blue-water and long-distance cover
Genuinely worldwide, no hurricane or cyclone exclusion clauses, single-handed sailing and unwatched anchoring covered, berth anywhere in the world.
This page is a summary in English. Policy wording and terms are issued in German and prevail in case of doubt.
Why the small print decides
On a long voyage the wording matters more than the premium. Many policies restrict cover during the storm season or tie it to conditions: extra lashing, additional fenders, unstepping the mast, leaving a defined zone by a fixed date. If those conditions are not met, the insurer may reduce or refuse payment.
Definitions differ, too. A tropical storm counts as a hurricane once it is named by a body such as the National Hurricane Centre; with several providers from around 63 km/h, with one only from 118 km/h. NAMMERT does without hurricane and cyclone exclusion clauses altogether.
What our blue-water cover includes
A genuinely worldwide cruising range with no time limit and no geographical restriction. Your berth does not have to be in Europe. Single-handed sailing is covered, as is lying at anchor off an open coast without a watch on board, both frequent exclusions elsewhere.
In the premium tariff: €50m liability and pollution cover, salvage costs up to €2.5m including wreck removal, a criminal bail loan up to €200,000 under the premium liability cover, an unlimited agreed value, gross negligence covered up to 50 per cent of the sum insured, travel and medical assistance, spare parts sourcing and a cash service after robbery abroad.
Which yachts we accept
Yachts older than 25 years or with a market value below €80,000 are accepted; both are common grounds for refusal. Steel, aluminium and GRP hulls, catamarans and trimarans are insurable, and we can add machinery cover as an all-risks extension for engines and auxiliary systems.
Loyalty benefits matter on a long voyage: deductibles reduced by 50 per cent for long-standing customers, and a no-claims protector after five years so the discount survives a claim.
Support while you are away
An international network of certified yards, maritime organisations and surveyors handles spare parts, repairs and on-site support. Our app accompanies the voyage with a digital logbook including GPS, a 24/7 emergency function and a direct line to support.
Members of Trans-Ocean e.V. receive a 10 per cent discount on the worldwide cover on presentation of their membership.
Frequently asked questions
Are there hurricane exclusions?
No. We do without hurricane and cyclone exclusion clauses entirely, and there are no additional securing requirements during the storm season.
Is single-handed sailing covered?
Yes, and so is lying at anchor off an open coast without a watch on board; both are frequently excluded elsewhere.
Does my berth have to be in Europe?
No. Your berth may be anywhere in the world, and the worldwide range applies without a time limit.
Can older yachts be insured?
Yes; yachts older than 25 years or with a market value below €80,000 are accepted.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany, phone +49 3375 / 29 12 77, claims +49 3375 / 566 75 05, info@nammert.com. We serve owners in Germany, Austria and Spain; your berth may be anywhere in the world.
Read on
Boat insurance from Germany
Liability from approx. €39 a year, limited hull cover from €199, comprehensive from €219; underwritten and settled by us, policy the same day.
Third-party liability for boats
From approx. €39 a year with €10m to €50m cover; worldwide, including skipper liability, trailer, dinghy, marina damage and pollution.
Hull cover for boats and yachts
Limited hull cover from €199, comprehensive from €219, at replacement value with an agreed value clause and no new-for-old deductions.
Yacht insurance
Unlimited agreed value, €50m liability and pollution cover, machinery all-risks, yacht assistance with a 24/7 hotline, and a bail loan up to €200,000 under premium liability or legal expenses cover.
Catamaran insurance from Germany
A 12-metre catamaran has two hulls, two drives, two rudders. Rating it by length alone underinsures it, we rate the real exposure.
Jet ski insurance from Germany
Racing and training insurable, the only provider in our own survey. Agreed value, seasonal policy, liability up to €50 million.
Houseboat insurance from Germany
No maintenance clauses, no radius limit around the berth, waiver of the gross negligence defence up to 50 per cent; and we are the most expensive provider in our own survey.
Compare our tariffs
Basis, Basis-Plus and Premium differ in sums insured, agreed value, gross negligence, salvage limits, the liability bail loan and assistance. Legal expenses cover carries its €200,000 bail loan in all three levels.
Switching to NAMMERT
We cancel your old policy free of charge, you start at the highest no-claims discount of 40 per cent and you pay only once the old contract has expired, plus a permanent switching discount.
Making a claim
Our own claims department, fixed surveyors, around 2,000 partner yards worldwide; settled within 48 hours once the file is complete.
Contact and advice
Phone +49 3375 / 29 12 77 for quotes and contracts, +49 3375 / 566 75 05 for claims, or write to info@nammert.com.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany, phone +49 3375 / 29 12 77, claims +49 3375 / 566 75 05, info@nammert.com. We serve owners in Germany, Austria and Spain; your berth may be anywhere in the world.