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Night watch! Good to have you still aboard.

Insured on every water.

Inland lakes, the Baltic, the Med, the Atlantic; one policy, cover written to the water you actually sail.

And when something happens, your claim is decided by the same house that sold you the policy: we are an underwriting agent with our own binding and claims authority. Whoever grants your cover here also releases the money. There is no second desk that may take a different view.

NAMMERT is a German underwriting agency (Assekuradeur) specialising in boat and yacht insurance since 1989. We underwrite and settle claims ourselves; liability from around €39 a year, hull cover at replacement value with an agreed value clause, policy issued the same day.

Calculate your premium Talk to us

This English page is a summary. Policy wording, terms and conditions are issued in German and prevail in case of doubt.

Motorboat

being calculated

per year · per month

Calculate premium Your selection is carried over. The premium becomes binding with the year built and the hull material; policy the same day, cover from midnight the following day.
75: 150 hp · €20,000 · Inland Placed by NAMMERT as underwriting agent, risk carrier: Württembergische Versicherung AG

Every boat we write

Twenty-one types, twenty-one different risks

A jet ski and a blue-water yacht need the same insurer and almost nothing else in common. What changes per type is below, pick yours in the calculator above.

Power

MotorboatMost claims are berth and manoeuvring damage; cover follows the engine rating, not the hull length.
Motor yachtAbove 15 m the machinery is the risk: engine damage, shafts and stern gear are written in.
YachtInsured on an agreed value, so a total loss pays the figure in the policy, not a surveyor’s guess years later.
Sports boatTrailered, dry-stored, driven hard: the policy covers the road, the crane and the water.
Racing boatInsurable; but not while racing unless regatta cover is written in. We write it in.
Fishing boatRods, sonar and downriggers count as equipment, not personal effects, and are covered as such.
Electric boatBattery and drive carry the value: fire, water ingress and cell damage are covered, charging included.
ShipOver 24 m or in commercial use it leaves the sport-boat tariff, placed individually, still by us.

Sail

Sailing boatRated on sail area, not horsepower; rig and standing rigging belong to the hull sum.
Sailing yachtMast, boom and rigging are insured with the hull; a dismasting is a hull claim, not an exclusion.
DinghyCheap to insure and easy to forget: third-party cover is what clubs and regattas ask to see.
CatamaranTwo hulls, two rudders, twice the berth damage; cover is written per hull, not per boat.
Blue-water yachtOcean passages need the cruising range named in the policy, plus crew and salvage cover.

Small craft and watersports

Jet skiThe highest liability exposure per euro of value, 25 million is the sensible minimum here.
InflatableInsured with the parent boat as her tender, or on its own once it carries its own outboard.
TenderCovered stowed, on the davits, and away from the mother ship under her own power.
E-foil and jetboardNew craft, unsettled rules: liability applies from the first metre, theft included.
SUP, surf and kiteDamage to swimmers and boats is the real risk; equipment theft is an option, not a given.
Rowing boatNo engine, still liability; a collision on a lake is yours to answer for all the same.

Special

HouseboatHalf boat, half home: contents, moorings and permanent-berth risks belong in one policy.
TrailerInsured on the road and standing still; boat and trailer under one number, one premium.
4.98

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Read the quotes

Before you sign

The three questions you actually have

Not “what does it cost”; you can work that out yourself in a minute. These are the three nobody asks an insurer out loud. Here they are, with the answers we can back up.

“Will they actually pay?”

We are an Assekuradeur; a managing general agent that underwrites and settles claims under its own authority. Our own claims department, appointed surveyors, more than 2,000 partner yards. Cover checked within 24 hours, release or a survey appointment within 48. We settle directly with the yard; you pay the deductible and nothing else.

What happens in the first 48 hours →

“Who picks up the phone?”

A family firm since 1989, now in its second generation, with three of its own offices: Königs Wusterhausen near Berlin, Salzburg and Palma de Mallorca. No call centre, no franchise. You get a named contact from the first hour; and after office hours, a number somebody answers.

Out of hours: +49 3375 29 28 95 →

“And if I choose wrong?”

Find the same cover cheaper elsewhere and we make up the difference. Our comparison sets seven providers against the same criteria; including the segments where somebody else comes out ahead of us, and the one where we are the most expensive in the field.

Price guarantee →When we are not the right fit →

Covered. And not.

Covered

Worldwide Engine damage Theft Salvage Club regattas (Basis-Plus up) Trailer (Basis-Plus up) Tender Chartered yacht

Not covered

Wear and tear Wilful damage War Commercial charter without cover Motorsport racing without the add-on Damage before inception

Contact

We speak English, just call.

NAMMERT Assekuradeur GmbH
Karl-Marx-Strasse 4, 15711 Königs Wusterhausen, Germany
+49 3375 / 29 12 77 · Claims +49 3375 / 566 75 05 · info@nammert.com

Also on the ground: Salzburg +43 662 / 643 479 · Palma de Mallorca +34 682 / 83 83 02

Calculate your premium Deutsche Version
All the detail; the full text →
The policy wording is German; we go through it with you in English Our terms and conditions, the insurance product information documents and the cancellation notice exist in German, and the German wording is the binding one. We will not pretend otherwise. What we do: send you the product information documents translated, and walk you through the cover on the phone in English before you sign anything. The full cover, clause by clause, is written out in English on our detail page. Ask us for the documents and we send them the same working day. Any translation we provide is a courtesy translation; in case of doubt the German version prevails. Read the cover in full Request the documents

Questions and answers

Frequently asked

Can I insure with NAMMERT if I live outside Germany?

We serve owners in Germany, Austria and Spain; your berth may be anywhere in the world. For other places of residence please call +49 3375 / 29 12 77.

Is insurance compulsory?

Not on German waters, but you remain personally liable. Italy, Croatia, Denmark and Spain require third-party liability cover; Italy with €6,070,000 / €1,220,000 minimum limits.

What is an agreed value clause?

The value stated in the policy is paid on total loss without deduction for age or use; in the premium tariff without limit and adjustable at any time.

How do I report a claim?

Online in your customer account or by phone on +49 3375 / 566 75 05; as an underwriting agency we assess and settle claims ourselves.