Boat and yacht insurance: insured on all waters
Your boat has no airbags.
That is what we are here for. And if something goes wrong, a real person picks up the phone.
My is worth and sails .
Policy issued the same day
4.97 out of 5 from 5,039 reviews · 7× Top Service Provider at Ausgezeichnet.org
An example: a motorboat worth €20,000, Basis-Plus tariff.€1.22a day, which is €444 a year when paid annually.
Tariff as of 3 October 2026.
Which boat do you own? The calculator shows your exact premium in about a minute, no sign-up needed.
- Policy issued the same day
- Talk to us in English
- No call centre, just us
We are sorry to hear that. The fastest way is the phone: a real person answers.
+49 3375 / 566 75 05Claims line, we stay with your claim until it is paid.
Outside office hours, call our emergency number +49 3375 / 29 28 95.
Within the first hour after your report we tell you by name who is handling your claim.
A family business since 1989, now in its second generation, with offices in Königs Wusterhausen near Berlin, Salzburg and Palma de Mallorca.
NAMMERT is not an insurer but an underwriting agent and insurance broker: we write our own policy wording for boats and handle claims ourselves. We insure owners resident in Germany, Austria or Spain, or sailing under one of their flags.
4.97from 5,039 reviews, each with a name and a date.
Not the usual way
Boat insurance without waiting on anyone.
Request a quote, then wait
Your premium right away.
No form first and no sign-up. The calculator shows the figure in about a minute.
A call centre
Real people, in English.
You talk to us directly, from a family business that has looked after boat owners since 1989.
On hold
A name within the first hour.
Within the first hour after your report we tell you who is handling your claim.
Plain numbers, no small print
What does your happy place cost a day?
Tap your boat type, slide the value, pick your level of backup. The figure comes straight from our tariff, worked out in seconds.
What do you sail or drive?
How much backup would you like?
€25m liability plus full hull cover
The price of a good feeling
€1.22a day
€444 a year, paid annually
Less than a scoop of ice cream on the pier.
Example for a boat worth €20,000, tariff as of 3 October 2026.
- No sign-up to see the price
- Hull cover on an agreed value
- Liability, hull, legal and accident in one policy
- We stay with your claim until it is paid
Arranged by NAMMERT as underwriting agency and insurance broker.
Our best argument
Cheaper elsewhere? We pay the difference.
Find the same cover for a lower premium somewhere else and we make up the difference, for the term of the policy, up to one year. When the guarantee does not apply is spelled out openly.
Short answers
Boat insurance from Germany: the key answers
Can I insure with NAMMERT if I live outside Germany?
We serve owners in Germany, Austria and Spain; your berth may be anywhere in the world. For other places of residence please call +49 3375 / 29 12 77.
Is insurance compulsory?
Not on German waters, but you remain personally liable. Italy, Spain, Croatia (from 15 kW), Greece and Denmark require third-party liability cover, as do Swiss waters; Italy with minimum limits of €6,450,000 for personal injury and €1,300,000 for property damage per claim (Decreto Ministeriale of 31 May 2022). Legal position checked 1 August 2026.
What is an agreed value clause?
The value stated in the policy is paid on total loss without deduction for age or use; in the premium tariff without limit and adjustable at any time.
How do I report a claim?
Online in your customer account or by phone on +49 3375 / 566 75 05. As your broker we stay with the claim from the first call until it is paid.
Does my boat liability cover me when I skipper a chartered yacht?
Yes. Skipper liability for chartered boats is included in our boat liability cover in every tier, for private charters with the agreement in your name and lasting no more than 30 days. In Basis Plus it applies up to the size of your own boat with 10 million euros, in Premium with no size limit and 20 million euros, both in Europe and the Mediterranean. Damage to the chartered yacht itself is not covered (clause A-1.2 of the watersports liability terms).
More for boat owners
- Topics for owners
Questions owners ask right now, answered in plain English.
- What boat insurance costs
The factors behind a premium, with worked examples.
- Cruising areas
Five areas from inland waters to worldwide, on one map.
- Claims record
Cases from our own register, including the ones that failed.
Every type of boat in its own tariff
A real person picks up the phone.
Outside office hours, reach the emergency line on +49 3375 / 29 28 95
Contact
We speak English, just call.
NAMMERT
Karl-Marx-Strasse 4, 15711 Königs Wusterhausen, Germany
+49 3375 / 29 12 77 · Claims +49 3375 / 566 75 05 · info@nammert.com
Also on the ground: Salzburg +43 662 / 643 479 · Palma de Mallorca +34 682 / 83 83 02