Boat and yacht insurance: Insured on all waters.
Lake, river or open sea: you cast off, we stay with you. Our own policy wording for boats, claims settled by us, and always a real person on the phone.
- Policy issued the same day
- Talk to us in English
- No call centre, just us
We will sort it
Three steps from sofa to slipway
Pick your boat
Boat type, year and value, that is all. The price is yours to work out in about a minute, right here on the page.
Policy the same day
Like the figure? Go ahead online and your policy is issued the same day. Rather talk first? Give us a ring.
Something happened? Call us.
Report it to us directly. We arrange the surveyor and the yard and stay with the case until it is paid.
Plain numbers, no small print
What does your happy place cost a day?
Tap your boat type, slide the value, pick your level of backup. The figure comes straight from our tariff, worked out in seconds.
What do you sail or drive?
How much backup would you like?
€25m liability plus full hull cover
The price of a good feeling
€1.22a day
€444 a year, paid annually
Less than a scoop of ice cream on the pier.
Example for a boat worth €20,000, tariff as of 3 October 2026.
- No sign-up to see the price
- Hull cover on an agreed value
- Liability, hull, legal and accident in one policy
- We stay with your claim until it is paid
Arranged by NAMMERT as underwriting agency and insurance broker.
This is what it is for
Ice cream on deck, lights in the harbour
A lazy afternoon on a forest lake, an evening with friends in the marina. That is what the boat is for. The paperwork is ours.
Good afternoon! Fair winds and following seas.
Good to know
Insured on every water.
Inland lakes, the Baltic, the Med, the Atlantic; one policy, cover written to the water you actually sail.
And when something happens, you are not on your own: with our own claims-settlement authority we stand by you through the claim. You report it to us, we arrange the surveyor and the yard and stay with the case until the money arrives.
Your cover is arranged by the insurance broker Norman Nammert, trading as NAMMERT, specialising in boat and yacht insurance since 1989 and authorised under section 34d(1) of the German Trade Regulation Act. The cover concepts come from NAMMERT Assekuradeur GmbH, a separate company. Liability from around €39 a year, hull cover at replacement value with an agreed value clause, policy issued the same day.
This English page is a summary. Policy wording, terms and conditions are issued in German and prevail in case of doubt.
Right now
What your boat needs in October
Laying up: get the engine, water and battery ready before the first frost.
Boat battery over winter: leave it aboard or take it home?
A fully charged battery survives the winter aboard or in the garage, a flat one freezes.
Winter storage with the mast up or down: which is better for the rig and the insurance?
Whether the mast stays up over winter or comes down depends mainly on where the boat …
A large share of hull claims happen ashore: storm on the cradle, a shed fire, a crane lift …
Every boat we insure
Twenty-one types, twenty-one different risks
A jet ski and a blue-water yacht need the same insurer and almost nothing else in common. What changes per type is below, pick yours in the calculator above.
Power
Sail
Small craft and watersports
Special
Classic, wooden, home-built or over 24 metres? The twelve boat classes with rules of their own
5,034 customer reviews, aggregated on Trustami
99.25 % positive, each with a name and date: Ausgezeichnet.org, Kundennote and Google
Still got it? A knowledge test for skippers
Every official question from the German boating licence exam, explained, with a certificate challenge.
NAMMERT Academy
Every official question from the German boating licence exam, each with an explanation of why the answer is right. Useful if you are studying for the SBF, and a good refresher on lights, sound signals and the rules of the road.
- 513
- official exam questions, each explained
- 30/30
- a full exam paper without a single mistake earns a certificate
- 0 €
- free to use, no sign up
Entry fees back for water sports athletes
The NAMMERT Ranking for regattas, races and tournaments, open to everyone, no policy with us needed.
NAMMERT Ranking
Take part in regattas, races and tournaments wearing our logo, get your entry fee refunded and move up the ranking. Whoever leads at the end of the season becomes King of NAMMERT for their sport. Open to everyone from 7, under 18 with a parent’s consent, no policy with us needed.
Top of the ranking
No one has been scored yet. The season starts on 1 April 2027, and you can sign up right now.
You are not on your own
The three questions you actually have
Will they pay, who picks up the phone, and what if you choose wrong.
Before you sign
The price you can work out yourself in a minute. What remains are three questions people rarely put to an insurer out loud. We put them to ourselves here, and answer only with what we can back up.
“Will they actually pay?”
We place cover as an insurance broker, and when something happens we are on your side. You report the claim to us; we arrange the surveyor and one of more than 2,000 partner yards and stay with the case until it is paid. The yard invoices directly, and all you pay is the deductible.
What happens in the first 48 hours →“Who picks up the phone?”
Family-run since 1989 and now in the second generation, with three offices of our own in Königs Wusterhausen near Berlin, Salzburg and Palma de Mallorca. No call centre in between, no franchise. From the first hour you know your contact by name, and after office hours you reach a number that somebody picks up.
Out of hours: +49 3375 29 28 95 →“And if I choose wrong?”
If the same cover costs less somewhere else, we pay you the difference. Our comparison puts seven providers side by side on the same criteria, and it names the segments where another provider beats us, as well as the one where we are the most expensive of all.
Price guarantee →When we are not the right fit →Covered. And not.
Covered
Not covered
Buying or selling a boat?
A checklist, a sale contract and a handover report, free to print, no sign-up needed.
Outside office hours, reach the emergency line on +49 3375 / 29 28 95
Policy wording language
Which wording binds, and how we go through it with you in English before you sign.
Frequently asked
The questions we are asked most often, answered briefly.
Questions and answers
Can I insure with NAMMERT if I live outside Germany?
We serve owners in Germany, Austria and Spain; your berth may be anywhere in the world. For other places of residence please call +49 3375 / 29 12 77.
Is insurance compulsory?
Not on German waters, but you remain personally liable. Italy, Spain, Croatia (from 15 kW), Greece and Denmark require third-party liability cover, as do Swiss waters; Italy with minimum limits of €6,450,000 for personal injury and €1,300,000 for property damage per claim (Decreto Ministeriale of 31 May 2022). Legal position checked 1 August 2026.
What is an agreed value clause?
The value stated in the policy is paid on total loss without deduction for age or use; in the premium tariff without limit and adjustable at any time.
How do I report a claim?
Online in your customer account or by phone on +49 3375 / 566 75 05. As your broker we stay with the claim from the first call until it is paid.
One last nudge
Here's to evenings like this.
Your price in about a minute, your policy the same day, and a real person on the phone if you need us. Cheers to that.
Or call us now: +49 3375 29 12 77
Contact
We speak English, just call.
NAMMERT
Karl-Marx-Strasse 4, 15711 Königs Wusterhausen, Germany
+49 3375 / 29 12 77 · Claims +49 3375 / 566 75 05 · info@nammert.com
Also on the ground: Salzburg +43 662 / 643 479 · Palma de Mallorca +34 682 / 83 83 02