Home / For international owners
Boat insurance for international owners
We are a German underwriting agency on the water since 1989. If you are reading this in English, the first thing you probably want to know is whether we can insure you at all. Here is the rule, before anything else.
Who we can insure
One of these two is enough; you do not need both.
You live in Germany, Austria or Spain
Whatever flag your boat flies. A British owner in Munich, a Dutch couple in Vienna, both qualify.
Your boat flies a German, Austrian or Spanish flag
Wherever you live. A German-flagged boat with an owner in the UK or Portugal qualifies.
If neither applies; say, an Irish owner in Ireland with an Irish-flagged boat; we cannot write the policy, and we will tell you straight away rather than leaving you waiting.
Policy and conditions in English, German or Spanish
All correspondence in your language
Accepted in every country
Who comes to us
Four situations we see most often
Expats with a berth in Germany or Austria
You qualify through residence. Policy, conditions and correspondence come in English, the full wording, not a summary.
Blue water sailors
Worldwide cruising ranges including ocean passages, and no hurricane exclusion in our standard wording.
Buyers of German boats
The seller's hull policy transfers to you by law; liability cover ends with the sale. Worth understanding before completion, not after.
Owners berthed in Spain or Croatia
We have our own office in Spain and handle claims there in Spanish, while you deal with us in English.
Getting started
Cover
Claims
