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Written from the desk of a German underwriting agency: how claims actually get handled, what the small print in a boat policy is doing, and figures we gathered ourselves, with the source named.

Bordfunk: The podcast about what the small print says Each episode takes one question from claims practice. It is published in German, so the episode pages are German only; this page lists what we publish in English. Bordfunk is published in German.
Theo, host of Bordfunk, in a beanie and rain jacket holding a microphone at a marina with sailing boats and a crane Your host: Theo von Nammert Theo feels at home on anything that floats: a fast motorboat in the morning, a dinghy in the afternoon, and any cruising yacht with a free berth at the weekend. Planing or beating to windward, as long as there is water under the hull. He started Bordfunk because he had stood on the pontoon often enough without knowing what the small print said. So he visits the people who deal with it every day, crane operators, boatbuilders, harbour masters, and asks the questions owners ask, wind and engine noise included. The episodes are in German.

Series

Articles that belong together, in the order they are best read.

Insurance checks

One boat model in four parts, seen from the insurance side. Not a test drive: what a policy and its wording look at.

An orange storm warning lamp glowing at the end of a harbour breakwater, sailing boats and gathering dark clouds blurred behind it Magazine · Policy and market After ELEMENT: act earlier than a guarantee fund A German brokers' association replied to my piece on ELEMENT. Why a guarantee fund only acts after the loss, and three steps that would help earlier. 17 September 20264 min read
An old desk telephone with a coiled cord and a stack of grey files in a harbour office, yacht masts blurred in the window behind Magazine · Policy and market The ELEMENT insolvency: why I will not stay silent More than 25,000 claims filed, nothing paid out: Norman Nammert on the collapse of the German insurer ELEMENT and what it says about small insurers. 16 September 20266 min read
A row of yacht sterns moored to a stone quay, boarding gangways lowered onto the stone Magazine · Waters and sport Chartering: the deposit, the skipper, the handover What a charter deposit actually covers, what a skipper is personally liable for, and why the handover is the most important half hour of the trip. 11 February 20267 min read
A heavy spliced mooring line turned around a granite bollard on a quay News · Policy and market Who carries the risk, and why you should ask After the insolvency of the previous risk carrier ELEMENT, Wuerttembergische Versicherung AG carries the risk on NAMMERT contracts. 1 March 2025Company

Not ours, but about our trade

This page carries what we write ourselves. What happens in the boating industry, at yards, associations, courts and shows, we collect separately, with a named source under every item.

Industry news

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