Classics
Classic boat insurance
Classic yachts age differently from cars. Why market value is the wrong measure and how an agreed value covers the collector price.
Home / Boat classes
Boat classes that need a closer look
Some boats do not fit the standard form and need a closer look: a classic with collector value, a wooden hull, a home-built boat or a yacht over 24 metres. For each of these twelve classes we set out what is different when it comes to insurance and which questions owners ask us most often.
12 classes
Construction
Wooden boat insurance
Wooden hulls need a survey and an agreed value. What counts as wear and what is a claim.
Construction
Traditional ship insurance
Traditional sailing ships with guests need commercial cover. What we check before we write it.
Construction
Insurance for home-built boats
A home-built boat has no list price. How the value is established and what documentation is needed.
Sport
Racing yacht and regatta insurance
Standard hull cover excludes racing. What an explicit racing endorsement covers and how a carbon rig is valued.
Sport
Performance yacht insurance
Performance cruisers race and cruise. Why the use has to be stated in the policy and what carbon changes about valuation.
Cruising area
Bluewater yacht insurance
On long-distance cruising the cruising limits decide, not the premium. What an overseas extension usually brings with it.
Motor yacht
Explorer and expedition yacht insurance
Expedition yachts go where help is days away. What that means for cruising limits, salvage and ice.
Motorboat
Speedboat and offshore raceboat insurance
Above 100 km/h top speed a hazard loading applies. What matters for multi-engine boats and racing.
Motorboat
RIB and rigid inflatable insurance
RIBs sit between tender and sportsboat. What applies to tube, engine and theft, and when the tender runs on the yacht policy.
Classics
Refit yacht insurance
After a refit the market value no longer fits. How the money spent gets into the agreed value and what proof is needed.
Motor yacht
Superyacht insurance
At superyacht size crew, charter and flag state come in. What runs through the calculator and where we insure individually.
Your boat is not listed?
Then it is most likely a series-built boat, and the general boat insurance page is the right place to start. You can work out a premium online in a few minutes.
