Home / Boat insurance / Motor yacht
Superyacht insurance
Short answer
Through the calculator we write up to 2.5 million euros sum insured. Above that we quote individually, because crew and operation shape the policy.
From about twenty-four metres the situation changes: a superyacht is a business. There is paid crew, often an operating company, a flag state with its own requirements and usually a charter operation that has to be insured as well. Feadship, Lürssen, Benetti, Heesen, Oceanco, Amels, Sanlorenzo, Perini Navi, Baglietto and Royal Huisman build in this range, almost always as one-offs.
The boat policy in the narrow sense is only one part. Added to it are liability towards the crew, cover for charter and guest operation, cargo and tenders, often several tenders and watersports craft, and wreck removal, which at this size needs a limit of its own. Contracts like these do not come from a form but from a conversation about operation, route and crew.
That is why our calculator stops at two and a half million euros sum insured. Above that we insure individually, and that is not an excuse but the only route on which nothing is missing at the end. Call +49 3375 29 12 77 or write to info@nammert.com, and we clarify operation and flag first, the premium second.
Questions and answers
What owners of these boats ask
From what size does a yacht count as a superyacht?
Twenty-four metres is the market convention,
but for insurance what counts is the operation: paid crew, charter and flag state.
Is the crew covered?
Not in the boat policy.
Paid crew need their own cover, which we set up together with you.
Can I buy through the calculator?
Up to 2.5 million euros sum insured yes.
Above that please call us on +49 3375 29 12 77, we insure individually.
Related topics
Other special cases
Terms, case examples, common questions, the full text.
Read on →
