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Every clause has its own address
A PDF can be downloaded, but it cannot be quoted or linked. Here you can open a single clause, send it to someone and put it next to the same number in another tariff. 99 clauses are available in English, the full set of 638 in German.
German law applies to the contract and the German wording alone is binding. The English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides.
Available in English
Watercraft Hull Insurance, Basis
AVB WSK Basis (5-2025nam), 23 clauses
- A-1 Subject matter of the insurance, Hull Basis
- A-2 Geographical scope, Hull Basis
- A-3 Scope of the insurance, Hull Basis
- A-4 Mitigation of loss, salvage and wreck removal costs, Hull Basis
- A-5 Exclusions, Hull Basis
- A-6 Causing the insured event, Hull Basis
- A-7 Insured value, Hull Basis
- A-8 Amount of the indemnity, Hull Basis
- A-9 Jet ski clause, Hull Basis
- A-10 Electric or hybrid boat clause, Hull Basis
- A-11 Private hiring out for up to 30 days in the insurance year, Hull Basis
- A-12 Hiring out for more than 30 days in the insurance year, commercial hiring out, Hull Basis
- A-13 Disposal of the insured item, Hull Basis
- B-1 Inception of cover, payment of the premium, Hull Basis
- B-2 Term and end of the contract, cancellation, Hull Basis
- B-3 Obligations, Hull Basis
- B-4 Increase in risk, Hull Basis
- B-5 Due date of the payment after an insured event, Hull Basis
- B-6 Premium adjustment and right of cancellation after a premium adjustment, Hull Basis
- B-7 Embargo provision, Hull Basis
- C-1 Declarations and notifications, change of address, Hull Basis
- C-2 Court and local jurisdiction, applicable law, Hull Basis
- C-3 Final provision, Hull Basis
Watercraft Hull Insurance, Basis Plus
AVB WSK Basis Plus (5-2025nam), 27 clauses
- A-1 Subject matter of the insurance, Hull Basis Plus
- A-2 Geographical scope, Hull Basis Plus
- A-3 Scope of the insurance, Hull Basis Plus
- A-4 Deductible, Hull Basis Plus
- A-5 Mitigation of loss, salvage and wreck removal costs, Hull Basis Plus
- A-6 Exclusions, Hull Basis Plus
- A-7 Causing the insured event, Hull Basis Plus
- A-8 Insured value, Hull Basis Plus
- A-9 Amount of the indemnity, Hull Basis Plus
- A-10 Jet ski clause, Hull Basis Plus
- A-11 Electric or hybrid boat clause, Hull Basis Plus
- A-12 Private hiring out for up to 30 days in the insurance year, Hull Basis Plus
- A-13 Hiring out for more than 30 days in the insurance year, commercial hiring out, Hull Basis Plus
- A-14 Additional machinery cover, Hull Basis Plus
- A-15 Motorboat and jet ski races, Hull Basis Plus
- A-16 No claims discount, Hull Basis Plus
- A-17 Disposal of the insured item, Hull Basis Plus
- B-1 Inception of cover, payment of the premium, Hull Basis Plus
- B-2 Term and end of the contract, cancellation, Hull Basis Plus
- B-3 Obligations, Hull Basis Plus
- B-4 Increase in risk, Hull Basis Plus
- B-5 Due date of the payment after an insured event, Hull Basis Plus
- B-6 Premium adjustment and right of cancellation after a premium adjustment, Hull Basis Plus
- B-7 Embargo provision, Hull Basis Plus
- C-1 Declarations and notifications, change of address, Hull Basis Plus
- C-2 Court and local jurisdiction, applicable law, Hull Basis Plus
- C-3 Final provision, Hull Basis Plus
Watercraft Liability Insurance, Basis
AVB WSH Basis (1-2025nam), 49 clauses
- A-1 Subject matter of the insurance, Liability Basis
- A-1.1 General watercraft liability, Basis
- A-1.2 Hired and chartered watercraft, Liability Basis
- A-2 Insured risk, Liability Basis
- A-3 Provisional cover for new risks, Liability Basis
- A-4 Benefits under the insurance, Liability Basis
- A-5 Required licence to operate, Liability Basis
- A-6 Exclusions, Liability Basis
- A-7 Losses abroad, Liability Basis
- A-8 Domestic insured events asserted abroad, Liability Basis
- A-8.1 The following claims remain excluded from cover:, Liability Basis
- A-8.2 Abweichend von A-13.1.4 werden folgende Kosten und Aufwendungen als Leistungen auf die Versicherungssumme angerechnet, Liability Basis
- A-9 Damage to waters, Liability Basis
- A-10 Public law duties or claims for the remediation of environmental damage under the, Liability Basis
- A-10.4 Not insured, Liability Basis
- A-11 Limitation of the benefit, Liability Basis
- A-12 Assignment of claims, Liability Basis
- B-1 Inception of the insurance, Liability Basis
- B-2 Payment of the first or single premium, Liability Basis
- B-2.1 Due date of the first or single premium, Liability Basis
- B-2.2 Legal consequences of late payment of the first or single premium, Liability Basis
- B-2.3 Failed direct debit collection, Liability Basis
- B-3 Payment of subsequent premiums, Liability Basis
- B-3.1 Due date of subsequent premiums, Liability Basis
- B-3.2 Default and damages, Liability Basis
- B-3.3 Reminder, Liability Basis
- B-3.4 Release from the obligation to pay after a reminder, Liability Basis
- B-3.5 Cancellation after a reminder, Liability Basis
- B-3.6 Payment of the premium after cancellation, Liability Basis
- B-3.7 Failed direct debit collection, Liability Basis
- B-4 Term and end of the insurance, cancellation, Liability Basis
- B-4.1 Term and end of the insurance contract, cessation of the insured interest, Liability Basis
- B-4.2 Cancellation, Liability Basis
- B-5 Obligations before conclusion of the contract, and before and after the occurrence of the, Liability Basis
- B-5.1 Pre contractual duty of disclosure, Liability Basis
- B-5.2 Obligations before the occurrence of the insured event, Liability Basis
- B-5.3 Obligations after the occurrence of the insured event, Liability Basis
- B-5.4 Legal consequences of a breach of obligation, Liability Basis
- B-6 Premium adjustment and right of cancellation after a premium adjustment, Liability Basis
- B-7 Embargo provision, Liability Basis
- C-1 Declarations and notifications, change of address, Liability Basis
- C-1.1 Form, competent office, Liability Basis
- C-1.2 Failure to notify a change of address or name, Liability Basis
- C-1.3 Limitation, Liability Basis
- C-2 Court and local jurisdiction, applicable law, Liability Basis
- C-2.1 Actions against the insurer, Liability Basis
- C-2.2 Actions against you, Liability Basis
- C-2.3 Applicable law, Liability Basis
- C-3 Final provision, Liability Basis
German wording only
For these wordings there is no English version yet. We would rather say so than put up a translation nobody has checked: in a dispute, a translation that differs from the German text works against you. They are complete in German, clause by clause, and your broker or our office will walk you through any number you ask about.
Wassersport-Kasko Premium
Wassersport-Haftpflicht Basis Plus
Wassersport-Haftpflicht Premium
Wassersport-Unfall Basis
Wassersport-Unfall Basis Plus
Wassersport-Unfall Premium
Wassersport-Rechtsschutz Basis
Wassersport-Rechtsschutz Basis Plus
Wassersport-Rechtsschutz Premium
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