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A-9 Jet ski clause, Watercraft Hull Insurance, Basis

From Watercraft Hull Insurance, Basis, AVB WSK Basis (5-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.

If you have insured a jet ski and this is documented in your policy schedule or its endorsements, the following provisions apply by way of amendment to these conditions: German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.

A-9.1 Obligations before the occurrence of the insured event.

A-9.1.1 At night (22:00 to 08:00) and during your permanent absence from the berth (including in winter storage), the jet ski must be secured against unauthorised use, for example by being placed in a locked room, building or property, secured with a safety line to a jet ski pontoon, or housed in a marina in a way protected against external interference. Permanent absence is a period during which use of the jet ski is interrupted for a longer time and separate securing measures are typically required by objective standards.

A-9.2 Exclusions.

A-9.2.1 In addition to A-5, damage to the engine through water hammer is excluded from cover, unless the damage arose as a direct consequence of a collision of the jet ski with a fixed object.

A-9.2.2 In addition to A-5, damage to the hull of the jet ski is excluded so far as the damage does not restrict use for the intended purpose.

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