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A-10 Electric or hybrid boat clause, Watercraft Hull Insurance, Basis
Clause A-10, Electric or hybrid boat clause, from Watercraft Hull Insurance, Basis, AVB WSK Basis (5-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
If you have insured an electric or hybrid boat and this is documented in the policy schedule or its endorsements, the following provisions apply in addition:
A-10.1 Indemnity limits. In addition to A-8, the following indemnity limits apply to the following losses: consequential damage from animal bites or short circuit is insured up to a maximum of 10,000 euros; clearance and disposal costs arising from damage to the batteries are insured up to 1,500 euros; for your own charging station, cover exists up to 1,500 euros.
A-10.2 Obligations before the occurrence of the insured event. The battery must be properly recharged at regular intervals. This applies in particular to the time in winter storage.
A-10.3 Exclusions. Excluded are losses caused by: do it yourself work on the battery (tinkering); improper charging of the battery; deep discharge, meaning the state in which a cell of a battery is discharged at any current such that the voltage falls below the discharge cut off voltage; fire as a result of deep discharge. Also excluded are: losses involving drive systems that are not CE certified; wear of the battery.
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