2.1.1 Insured areas of life (A), Legal Expenses Insurance, Premium

In traffic legal expenses cover (V): You have cover when you pursue legal interests as  owner,  keeper, German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.  purchaser,  lessee or hirer,  driver of watersports craft and of motor vehicles with boat trailers attached. The motor vehicles and watersports craft or boat trailers must either:  be registered to you at the conclusion of the contract or during the term of the contract, where this is required by law,  bear an insurance plate in your name (a so called number plate),  be, in the case of watersports craft not subject to registration, your property, or  be hired by you for temporary use. You also have cover on journeys with the insured private watersports craft or motor vehicle with boat trailer attached for the purpose of carrying on a commercial, freelance or other self-employed activity. You are furthermore insured as the driver of and passenger on other people's or your own watersports craft. You also have cover when you take part in public waterway traffic, namely  as a passenger,  as a swimmer,  as a watersports participant (for example surfer or jet ski rider). The following types of cover (2.2) are included in traffic legal expenses cover:  damages legal expenses cover  cover in contract and property law  administrative legal expenses cover in traffic matters  criminal legal expenses cover  regulatory offences legal expenses cover  legal advice by telephone In rental and property legal expenses cover (M): You have cover when you use boat parking spaces, boat winter storage spaces, harbour berths or trailer parking spaces or the like, used by you yourself, in the following capacities, as:  owner,  tenant,  other person entitled to use. If you change the object you use yourself, cover passes to the new object and also includes insured events  which occur only after you have moved out of the previous object, or  which relate to the new object and occur before you plan to take it into use or actually take it into use. The following types of cover (2.2) are included in rental and property legal expenses cover:  rental and property legal expenses cover  criminal legal expenses cover  regulatory offences legal expenses cover German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.  legal advice by telephone