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Legal Expenses Insurance, Premium

ARB WRS Premium (1-2025nam), risk carrier Württembergische Versicherung AG. 45 clauses, each in full on a page of its own, so you can link to a single number instead of sending a whole PDF. The complete document in one piece is the PDF.

German law applies; only the German wording is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the two differ, the German text decides: the German wording of Legal Expenses Insurance, Premium.

Contents

• 2 What legal expenses cover do you have? (A), Premium
• 2.1 Who and what is insured? (A), Legal Premium
• 2.1.1 Insured areas of life (A), Legal Premium
• 2.1.2 Co-insurance (A), Legal Premium
• 2.2 In which areas of law are you insured (types of cover)? (A), Legal Premium
• 2.2.1 Damages legal expenses cover (V, M), Premium
• 2.2.2 Rental and property legal expenses cover (M), Premium
• 2.2.3 Cover in contract and property law (V), Legal Premium
• 2.2.4 Administrative legal expenses cover in traffic matters (V, M), Premium
• 2.2.5 Criminal legal expenses cover (V, M), Premium
• 2.2.6 Regulatory offences legal expenses cover (V, M), Premium
• 2.2.7 Legal advice by telephone (A), Premium
• 2.3 Scope of benefits (A), Legal Premium
• 2.3.1 Scope of benefits in Germany (A), Legal Premium
• 2.3.1.3 For traffic legal expenses cover the following applies (V):, Premium
• 2.3.2 Scope of benefits abroad (A), Legal Premium
• 2.3.2.2 For traffic legal expenses cover the following applies (V):, Premium
• 2.3.3 In addition, we provide the following in Germany and abroad:, Legal Premium
• 2.4 Conditions for entitlement to cover, Legal Premium
• 3 What is not insured? (A), Legal Premium
• 3.1 Exclusions in time, Legal Premium
• 3.2 Exclusions of content, Legal Premium
• 3.3 Limitation of our obligation to pay, Legal Premium
• 4.1 Conduct in the insured event / fulfilment of obligations, Legal Premium
• 4.2 Further special rules of conduct / obligations in traffic legal expenses cover (V), Premium
• 5.1 Here you have cover, Legal Premium
• 5.2 Here you have cover with restrictions, Legal Premium
• 7 When does your legal expenses insurance begin and end? (A), Premium
• 7.1 Start of cover, Legal Premium
• 7.2 Duration and end of the contract, Legal Premium
• 8.1 Payment of premium, Legal
• 8.2 Insurance year, Legal Premium
• 8.3 Insurance tax, Legal Premium
• 8.4 Payment and consequences of late payment / first premium, Legal
• 8.4.3 Rescission, Legal Premium
• 8.5 Payment and consequences of late payment / subsequent premium, Legal
• 8.6 Timely payment under a SEPA direct debit mandate, Legal Premium
• 8.7 Premium on early termination of the contract, Legal
• 8.8 Premium adjustment, Legal
• 8.9 Change in material circumstances of the premium calculation, Legal
• 9.1 Statutory limitation, Legal Premium
• 9.2 Limitation is suspended, Legal Premium
• 10.1 Applicable law, Legal Premium
• 10.2 Actions against the insurance company, Legal Premium
• 10.3 Actions against the policyholder, Legal Premium