Home / Policy wording / Watercraft Accident Insurance, Basis / A-1.3
A-1.3 Definition of accident, Watercraft Accident Insurance, Basis
Clause A-1.3, Definition of accident, from Watercraft Accident Insurance, Basis, AVB WSU Basis (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-1.3.1 An accident occurs where the insured person involuntarily suffers damage to health through an event acting suddenly on their body from outside (the accident event).
A-1.3.2 Damage to health that the insured person suffers in lawful self defence or while endeavouring to rescue people, property or animals counts as suffered involuntarily and is included in the accident insurance.
The premium for your own boat is one page away, with a price and without a form.
