2.1.1 Insured areas of life (A), Legal Expenses Insurance, Basis

In traffic legal expenses cover (V): You have cover when you pursue legal interests as  owner,  keeper,  acquirer,  lessee or hirer,  driver of watersports craft and of motor vehicles with boat trailers attached. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only. The motor vehicles and watersports craft or boat trailers must either:  be registered to you at the conclusion of the contract or during the term of the contract, where that is required by law,  carry an insurance plate (a so called number plate) in your name,  be watersports craft not subject to registration that are your property, or  be hired by you for temporary use. You also have cover on journeys with the insured private watersports craft or motor vehicle with a boat trailer attached for the purpose of carrying on a commercial, freelance or other self-employed activity. You are furthermore insured as driver of and passenger on other people's or your own watersports craft. You also have cover when you take part in public waterway traffic, namely  as a passenger,  as a swimmer,  as a watersports participant (for example surfer or jet ski rider). The following types of cover (2.2) are included in traffic legal expenses cover:  damages legal expenses cover  administrative legal expenses cover in traffic matters  criminal legal expenses cover  regulatory offences legal expenses cover  legal advice by telephone