A-6 What must be observed after an accident (obligations)?, Watercraft Accident Insurance, Premium

The periods and other conditions for the individual types of benefit are governed in A-2. In the following we describe rules of conduct (obligations). You must observe them after an accident, because without your assistance we cannot provide our benefit.

A-6.1 After an accident that is likely to lead to a benefit, you must consult a doctor without delay, follow the doctor's instructions and inform us. Where the consequences of the accident at first appear minor or are at first not recognisable, there is no breach of obligation if you consult a doctor and inform us only once the real extent becomes recognisable. The doctor's instructions are to be followed. You are, however, not obliged to undergo an operation.

A-6.2 All information we ask you for must be given truthfully, completely and without delay.

A-6.3 We instruct doctors if this is necessary for examining our obligation to pay. You must allow yourself to be examined by these doctors. We bear the necessary costs and the loss of earnings caused by the examination.

A-6.4 To examine our obligation to pay we may need information from  doctors who treated or examined you before or after the accident,  other insurers, social insurance institutions and authorities. You must enable us to obtain the necessary information. To that end you may authorise the doctors and the bodies named to give us the information directly. Otherwise you must obtain the information yourself and make it available to us. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.