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A-2.1 Permanent impairment benefit, Watercraft Accident Insurance, Basis Plus

Clause A-2.1, Permanent impairment benefit, from Watercraft Accident Insurance, Basis Plus, AVB WSU Basis Plus (1-2025nam).

German law applies; only the German wording is binding.

This English text is a courtesy so you can read what you buy, not a contract document.

Where the two differ, the German text decides:

read Accident Basis Plus A-2.1 in German.

A-2.1.1 Conditions for the benefit.

A-2.1.1.1 Permanent impairment. The insured person has suffered a permanent impairment where, as a result of the accident, their physical or mental capacity is permanently impaired. An impairment is permanent where it is expected to last longer than three years and no change in that condition is to be expected. Example: an impairment is not permanent where the insured person suffers a bone fracture that heals without consequences within one year.

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