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A-2.1.2.2.3 Minderung bei Vorinvalidität, Watercraft Accident Insurance, Basis Plus
Clause A-2.1.2.2.3, Minderung bei Vorinvalidität, from Watercraft Accident Insurance, Basis Plus, AVB WSU Basis Plus (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-2.1.2.2.3 Reduction for prior impairment. A prior impairment exists where affected parts of the body, internal organs or sense organs were already permanently impaired before the accident. It is assessed in accordance with A-2.1.2.2.1 and A-2.1.2.2.2. The degree of permanent impairment is reduced by this prior impairment. Example: if an arm has completely lost its function, the degree of permanent impairment is 70 per cent. If the function of that arm was already impaired by one tenth before the accident, the prior impairment is 7 per cent (one tenth of 70 per cent). This prior impairment of 7 per cent is deducted. A degree of permanent impairment caused by the accident of 63 per cent remains.
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