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A-6 What must be observed after an accident (obligations)?, Watercraft Accident Insurance, Basis
Clause A-6, What must be observed after an accident (obligations)?, from Watercraft Accident Insurance, Basis, AVB WSU Basis (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
The periods and other conditions for the individual types of benefit are governed in A-2. Below we describe rules of conduct (obligations). You must observe them after an accident, because without your help we cannot provide our benefit.
A-6.1 After an accident that is likely to lead to a benefit, you must consult a doctor without delay, follow the doctor's instructions and inform us. Where the consequences of an accident initially appear minor or are initially not recognisable, there is no breach of obligation if you consult a doctor and inform us only once the real extent becomes recognisable. The doctor's instructions are to be followed. You are, however, not obliged to undergo an operation.
A-6.2 All information we ask you for must be given truthfully, completely and without delay.
A-6.3 We instruct doctors where this is necessary for examining our obligation to pay. You must allow yourself to be examined by these doctors. We bear the necessary costs and the loss of earnings arising from the examination.
A-6.4 To examine our obligation to pay we may need information from doctors who treated or examined you before or after the accident, other insurers, social insurance bodies and public authorities. You must enable us to obtain the necessary information. To do so you can authorise the doctors and the bodies named to give us the information directly. Otherwise you must obtain the information yourself and make it available to us.
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