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2.2.1 Damages legal expenses cover (V), Legal Expenses Insurance, Basis Plus

Clause 2.2.1, Damages legal expenses cover (V), from Legal Expenses Insurance, Basis Plus, ARB WRS Basis Plus (1-2025nam).

German law applies; only the German wording is binding.

This English text is a courtesy so you can read what you buy, not a contract document.

Where the two differ, the German text decides:

read Legal Basis Plus 2.2.1 in German.

for the enforcement of your claims for damages. Such claims for damages must not, however, also be based on a breach of contract or on an infringement of a right in rem in land, buildings or parts of buildings (rights in rem are rights that have effect against everyone and must be respected by everyone, for example ownership). (This means, for example, that in traffic legal expenses cover we cover claims for damages against the other party arising from an accident with your watersports craft, but not claims arising from defective work by a tradesman, such as from a boat repair. These can be insured under contract legal expenses cover in accordance with 2.2.3.) (The German original has no clause 2.2.2. The numbering jumps from 2.2.1 to 2.2.3.)

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