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A-1 Subject matter of the insurance, Watercraft Hull Insurance, Basis
Clause A-1, Subject matter of the insurance, from Watercraft Hull Insurance, Basis, AVB WSK Basis (5-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-1.1 Insured are the watercraft with all permanently installed parts, including the machinery and technical installations, the nautical equipment (for example navigation, night vision and hand held radio devices, binoculars and so on), the accessories, the inventory (with the exception of the items named under A-1.2.1), and masts, booms, standing and running rigging and sails.
A-1.2 There is in particular no cover for: cash, valuables such as furs, jewellery, paintings, antiques and luxury items, and items of sentimental value of any kind; musical instruments; food, drink and tobacco; personal effects such as towels, glasses, mobile phones, laptops.
A-1.3 So far as applied for and documented with a sum insured in your policy schedule or its endorsements, the following are also co-insured: the tender; the boat trailer; the outboard engine; watersports equipment.
A-1.4 Where applied for and documented in your policy schedule or its endorsements, jet skis or electric or hybrid boats are also co-insured. In that case the provisions under A-9 and A-10 respectively apply.
The premium for your own boat is one page away, with a price and without a form.
