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A-4 Deductible, Watercraft Hull Insurance, Basis Plus
From Watercraft Hull Insurance, Basis Plus, AVB WSK Basis Plus (5-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
A-4.1 The agreed deductible is deducted from the indemnity for each claim.
A-4.2 For inspection costs under A-3.2, personal effects, tenders and boat trailers, the deductible does not apply.
A-4.3 The deductible also does not apply in the case of total loss, theft and burglary, unless otherwise agreed below.
A-4.4 After five claims free insurance years, the agreed deductible is reduced by 50 per cent for the first insured event.
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