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A-4 Deductible, Watercraft Hull Insurance, Basis Plus
Clause A-4, Deductible, from Watercraft Hull Insurance, Basis Plus, AVB WSK Basis Plus (5-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-4.1 The agreed deductible is deducted from the indemnity for each claim.
A-4.2 For inspection costs under A-3.2, personal effects, tenders and boat trailers, the deductible does not apply.
A-4.3 The deductible also does not apply in the case of total loss, theft and burglary, unless otherwise agreed below.
A-4.4 After five claims free insurance years, the agreed deductible is reduced by 50 per cent for the first insured event.
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