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2.3.2 Scope of benefits abroad (A), Legal Expenses Insurance, Basis

Clause 2.3.2, Scope of benefits abroad (A), from Legal Expenses Insurance, Basis, ARB WRS Basis (1-2025nam).

German law applies; only the German wording is binding.

This English text is a courtesy so you can read what you buy, not a contract document.

Where the two differ, the German text decides:

read Legal Basis 2.3.2 in German.

2.3.2.1 In the case of an insured event abroad, we bear the costs of a lawyer who acts for you at the competent court abroad. This may be either:  a foreign lawyer based at the place of the competent court, or  a lawyer in Germany. We remunerate the lawyer in Germany as if the legal dispute were taking place at the location of their law office in Germany. This remuneration is limited to the statutory remuneration. Is a foreign lawyer acting for you and do you live more than 100 km in a straight line from the competent court (abroad)? Then we additionally bear the costs of a lawyer at your place of residence. We then pay this lawyer up to the statutory remuneration of a lawyer who conducts the correspondence with the lawyer at the place of the competent court (a so called correspondence lawyer). This applies only to the first instance. If the lawyer's work is limited to the following services, we bear, unless otherwise agreed in these conditions, costs of at most 250 euros plus VAT per insured event:  your lawyer gives you oral or written advice,  gives you information, or  prepares an expert opinion for you. For traffic legal expenses cover the following applies (V): Do you have an insured event that occurred as a result of a traffic accident elsewhere in Europe outside Germany, and do you have claims arising from it? Then settlement must first be sought with the claims representative or with the compensation body in Germany. Only if this settlement has been unsuccessful do we also bear costs for pursuing the claim abroad. We bear the additional costs of the settlement in Germany within the scope of the statutory fees, namely up to a 1.5 fee under section 13 of the German Lawyers' Remuneration Act (RVG) for the lawyer's entire work.

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