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A-12.6 The following claims are not insured:, Watercraft Liability Insurance, Basis Plus
Clause A-12.6, The following claims are not insured, from Watercraft Liability Insurance, Basis Plus, AVB WSH Basis Plus (01-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
1 Not insured are claims of the insured persons for which a social insurance institution or social welfare institution is obliged to pay. 2 Not insured are claims so far as benefits for the loss can be claimed from a property and casualty insurance (for example household contents or hull insurance), a legal expenses insurance or a liability insurance existing for the person causing the harm. To establish that there is no cover, the insured person must agree the further procedure with the insurer. 3 There is no cover if the person causing the harm caused the loss intentionally. 4 Not insured are any interest, contractual penalties and/or costs of legal action that may arise.
A-12.7 The insured person is obliged to assign their claims against the person causing the harm to the insurer in the amount of the indemnity payment. A separate declaration of assignment must be made for this purpose. The enforceable title and the other enforcement documents must be handed over to the insurer in the original.
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