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A-11 Electric or hybrid boat clause, Watercraft Hull Insurance, Basis Plus
From Watercraft Hull Insurance, Basis Plus, AVB WSK Basis Plus (5-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
If you have insured an electric or hybrid boat and this is documented in the policy schedule or its endorsements, the following provisions apply in addition:
A-11.1 Indemnity limits. In addition to A-9, the following indemnity limits apply to the following losses: consequential damage from animal bites or short circuit is insured up to a maximum of 20,000 euros; clearance and disposal costs arising from damage to the batteries are insured up to 10,000 euros; for your own charging stations, cover exists up to 3,000 euros.
A-11.2 Obligations before the occurrence of the insured event. The battery must be properly recharged at regular intervals. This applies in particular to the time in winter storage. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.
A-11.3 Exclusions. Excluded are losses caused by: do it yourself work on the battery (tinkering); improper charging of the battery; deep discharge, meaning the state in which a cell of a battery is discharged at any current such that the voltage falls below the discharge cut off voltage; fire as a result of deep discharge. Also excluded are: losses involving drive systems that are not CE certified; wear of the battery.
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