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A-6 Exclusions, Watercraft Liability Insurance, Basis Plus
Clause A-6, Exclusions, from Watercraft Liability Insurance, Basis Plus, AVB WSH Basis Plus (01-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-6.1: same wording in Liability Basis, clause A-6
A-6.1.1 Not insured is the personal liability of the water skier, the kite flier, the wakeboarder, and banana and tube riders.
A-6.1.2 to A-6.1.4: same wording in Liability Basis, clause A-6
A-6.1.5 For aviation and space travel losses, the following applies: 1 Not insured is liability for losses that you, a co-insured person or a person appointed or instructed by them cause through the use of an aircraft or spacecraft, or for which they are held liable as keeper or possessor of an aircraft or spacecraft. 2 Where under these provisions there is no cover for one insured person (you or a co-insured), that also applies to all other insured persons. 3 Not insured is liability arising from the design or construction, manufacture or supply of aircraft or spacecraft, or of parts of aircraft or spacecraft, so far as the parts were evidently intended for the building of, or installation in, aircraft or spacecraft, activities (for example assembly, maintenance, inspection, overhaul, repair, transport) on aircraft or spacecraft or their parts, namely for damage to aircraft or spacecraft, to the items carried in them, to the occupants, and all financial loss arising from that, and for other losses caused by aircraft or spacecraft. (The German original gives the first item no letter and marks the second item "a.".) l the design or construction, manufacture or supply of aircraft or spacecraft, or of parts of aircraft or spacecraft, so far as the parts were evidently intended for the building of, or installation in, aircraft or spacecraft, l activities (for example assembly, maintenance, inspection, overhaul, repair, transport) on aircraft or spacecraft or their parts, namely for damage to aircraft or spacecraft, to the items carried in them, to the occupants, and all financial loss arising from that, and for other losses caused by aircraft or spacecraft.
A-6.2: same wording in Liability Basis, clause A-6
A-6.2.1 Insurance claims of all persons who caused the loss intentionally. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.
A-6.2.2 Insurance claims of all persons who caused the loss by, in the knowledge of their defectiveness or harmfulness, 1 placing products on the market, or 2 performing work or other services.
A-6.2.3 to A-6.2.4: same wording in Liability Basis, clause A-6
A-6.2.5 Liability claims against you 1 arising from loss events involving your relatives who live with you in a common household or who belong to the persons co-insured under the insurance contract; 2 relatives being spouses, life partners within the meaning of the German Civil Partnership Act or of comparable partnerships under the law of other states, parents and children, adoptive parents and children, parents in law and children in law, step parents and step children, grandparents and grandchildren, siblings, and foster parents and foster children (persons connected with one another by a relationship similar to a family relationship and intended to last longer term); 3 by your legal representatives or carers, if you are a person lacking legal capacity, of limited legal capacity or under guardianship; 4 by your legal representatives, if you are a legal person under private or public law or an unincorporated association; 5 by your partners with unlimited personal liability, if you are a general partnership, limited partnership or civil law partnership; 6 by your partners, if you are a registered partnership company; 7 by your liquidators, compulsory administrators and insolvency administrators. On clauses A-6.2.4 and A-6.2.5: the exclusions under clause A-6.2.4 and clause A-6.2.5 b. to g. also extend to liability claims of relatives of the persons named there who live with them in a common household. (The German original refers to letters b. to g., although the items of A-6.2.5 are numbered (1) to (7).) A-6.2.6 Liability claims for damage to third party property and all financial loss arising from it, where you hired, leased, rented, borrowed or obtained those items through unlawful interference, or where they are the subject of a special contract of safekeeping. On clause A-6.2.6: where the conditions of the exclusions in clause A-6.2.6 are met in the person of your employees, workers, staff, authorised representatives or agents, cover likewise ceases, both for you and for any persons co-insured under the insurance contract.
A-6.2.7 Liability claims for losses arising from the exchange, transmission and provision of electronic data, so far as they concern losses from 1 deletion, suppression, rendering unusable or alteration of data, 2 failure to record data or faulty storage of data, 3 disruption of access to electronic data exchange, 4 transmission of confidential data or information. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.
A-6.2.8 to A-6.2.9: same wording in Liability Basis, clause A-6
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