A-2 Insured risk, Watercraft Liability Insurance, Basis

A-2.1 Cover extends to your legal liability 1 arising from the risks stated in the policy schedule and its endorsements; 2 arising from increases in or extensions of the risks stated in the policy schedule and its endorsements. This does not apply to risks from keeping or using motor vehicles, watercraft or aircraft subject to compulsory insurance, nor to other risks subject to an obligation to insure or to provide cover; 3 arising from risks that newly arise for you after the insurance is concluded (provisional cover for new risks), governed in more detail in clause A-3.

A-2.2 Cover also extends to increases in the insured risk through amendment of existing legal provisions or the enactment of new ones. The insurer may, however, cancel the contract under the conditions of clause B-4.

A-2.3 Where agreed and stated in the policy schedule, by way of derogation from clause A-6.1.2, legal liability arising from participation in motorboat races, including jet ski races, is included, within the scope of the following provisions: 1 Cover is granted on a subsidiary basis, that is, the insurer steps in only if and so far as no other insurer is obliged to pay compensation or can be called upon. 2 Cover exists only if you, as the driver, have obtained a valid racing licence for the insured jet ski or the insured motorboat. 3 Practice runs connected with the race are also insured, provided you use the water areas designated for them (a marked out area).