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2.3.2 Scope of benefits abroad (A), Legal Expenses Insurance, Basis Plus

Clause 2.3.2, Scope of benefits abroad (A), from Legal Expenses Insurance, Basis Plus, ARB WRS Basis Plus (1-2025nam).

German law applies; only the German wording is binding.

This English text is a courtesy so you can read what you buy, not a contract document.

Where the two differ, the German text decides:

read Legal Basis Plus 2.3.2 in German.

2.3.2.1 In the case of an insured event abroad, we bear the costs of a lawyer who acts for you at the competent court abroad. This may be either:  a foreign lawyer based at the place of the competent court, or  a lawyer in Germany. We pay the lawyer in Germany as if the legal dispute were taking place at the location of his or her law office in Germany. These fees are limited to the statutory fees. Is a foreign lawyer acting for you, and do you live more than 100 km in a straight line from the competent court (abroad)? Then we additionally bear the costs of a lawyer at your place of residence. We then pay this lawyer up to the statutory fees of a lawyer who conducts the correspondence with the lawyer at the place of the competent court (a so called correspondence lawyer). This applies only to the first instance. If the lawyer's work is limited to the following services, we bear, unless otherwise agreed in these conditions, costs of at most 250 euros plus value added tax per insured event:  your lawyer gives you oral or written advice,  he or she gives you information, or  he or she prepares an expert opinion for you. For traffic legal expenses cover the following applies (V): German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only. Do you have an insured event that occurred as a result of a traffic accident in another European country, and do you have claims arising from it? Then a settlement must first be sought with the claims representative or with the compensation body in Germany. Only if this settlement has been unsuccessful do we also bear costs for pursuing the claim abroad. We bear the additional costs of the settlement in Germany within the statutory fees, namely up to a 1.5 fee under section 13 of the German Lawyers' Remuneration Act (RVG) for the lawyer's entire work.

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