Home / Policy wording / Watercraft Liability Insurance, Basis / A-10.4
A-10.4 Not insured, Watercraft Liability Insurance, Basis
From Watercraft Liability Insurance, Basis, AVB WSH Basis (1-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
1 are duties or claims so far as they are directed against persons (you or a co-insured) who caused the damage by knowingly departing from laws, ordinances or official orders or directions addressed to you which serve the protection of the environment; 2 are duties or claims for damage arising from unavoidable, necessary or accepted effects on the environment; emanating from commercial waste water from underground waste water installations; for which you have, or could have obtained, cover under another insurance contract (for example water damage liability insurance). l arising from unavoidable, necessary or accepted effects on the environment; l emanating from commercial waste water from underground waste water installations; l for which you have, or could have obtained, cover under another insurance contract (for example water damage liability insurance).
A-10.5 The sum insured is a flat 3,000,000 EUR per insured event. This sum insured is also the insurer's maximum indemnity for all insured events of an insurance year.
A-10.6 Insured abroad, within the scope of this insurance contract, are insured events occurring within the scope of application of the EU Environmental Liability Directive (2004/35/EC). Cover also exists for duties or claims under the national implementing legislation of other EU member states, provided those duties or claims do not exceed the scope of the directive named above.
You have just read what the wording says. The premium for your own boat is one page away, with a price and without a form.