A-2.1.2.2.1 Gliedertaxe, Watercraft Accident Insurance, Basis

A-2.1.2.2.1 Schedule of limb values. On loss or complete loss of function of the following parts of the body or (sensory) organs, exclusively the degrees of permanent impairment stated here apply:  arm: 70 per cent  arm up to above the elbow joint: 65 per cent  arm up to below the elbow joint: 60 per cent  hand at the wrist: 55 per cent  thumb: 20 per cent  index finger: 10 per cent  other finger: 5 per cent  leg above the middle of the thigh: 70 per cent  leg up to the middle of the thigh: 60 per cent German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.  leg up to below the knee: 50 per cent  leg up to the middle of the lower leg: 45 per cent  foot including the ankle joint: 40 per cent  big toe: 5 per cent  other toe: 2 per cent  eye: 50 per cent  hearing in one ear: 30 per cent  sense of smell: 10 per cent  sense of taste: 5 per cent  voice: 70 per cent In the case of partial loss or partial impairment of function, the corresponding part of the stated degrees of permanent impairment applies. Example: if an arm has completely lost its function, that gives a degree of permanent impairment of 70 per cent. If its function is impaired by one tenth, that gives a degree of permanent impairment of 7 per cent (one tenth of 70 per cent).