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Home / Policy wording / Watercraft Accident Insurance, Basis / A-2.1.2.2

A-2.1.2.2 Assessment of the degree of permanent impairment, period for the assessment. The degree of, Accident Basis

Clause A-2.1.2.2, Assessment of the degree of permanent impairment, period for the assessment. The degree of, from Watercraft Accident Insurance, Basis, AVB WSU Basis (1-2025nam).

German law applies; only the German wording is binding.

This English text is a courtesy so you can read what you buy, not a contract document.

Where the two differ, the German text decides:

read Accident Basis A-2.1.2.2 in German.

permanent impairment is determined by the schedule of limb values (A-2.1.2.2.1), so far as the affected parts of the body, sensory organs or internal organs are named there, and otherwise by the extent to which normal physical or mental capacity is permanently impaired (A-2.1.2.2.2). The decisive factor is the state of health caused by the accident that is recognisable at the latest at the end of the third year after the accident. This applies both to the first and to any later assessment of the permanent impairment (A-8.4).

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