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2.4 Conditions for entitlement to cover, Legal Expenses Insurance, Basis Plus
Clause 2.4, Conditions for entitlement to cover, from Legal Expenses Insurance, Basis Plus, ARB WRS Basis Plus (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
You are entitled to cover when an insured event has occurred. You have this entitlement, however, only if the insured event occurred after the start of cover and before its end. The insured event is:
2.4.1: same wording in Legal Basis, clause 2.4
2.4.2 In criminal legal expenses cover and in regulatory offences legal expenses cover, the point in time at which the alleged act was committed or is alleged to have been committed.
2.4.3 Unless otherwise provided, the point in time at which you or another person (for example the opponent or a third party) breached or is alleged to have breached legal duties or legal provisions.
2.4.4 If your insured event extends over a period of time, its beginning is decisive.
2.4.5: same wording in Legal Basis, clause 2.4
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