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A-1.2 Hired and chartered watercraft, Watercraft Liability Insurance, Premium
Clause A-1.2, Hired and chartered watercraft, from Watercraft Liability Insurance, Premium, AVB WSH Premium (01-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
For hired and chartered watercraft taken on hire exclusively for private purposes, the following applies in addition: 1 Cover exists within the scope of the conditions of this contract and of the following provisions. In particular, A-1.1 (1) to (3) also applies. 2 Insured is your legal liability as the responsible operator of a hired or chartered watercraft used for private purposes only. 3 The conditions for cover being granted are: the hire or charter contract must be made out in your name; the period of use of the hired or chartered watercraft must not exceed 30 days. From the 31st day of use of a hired or chartered watercraft, cover ceases. l the hire or charter contract must be made out in your name; l the period of use of the hired or chartered watercraft must not exceed 30 days. From the 31st day of use of a hired or chartered watercraft, cover ceases. 4 Cover for skipper liability exists for operating motorboats or sailing boats with engine power, irrespective of the amount of power and of the size of the insured watercraft; is, by way of derogation from A-7 of these conditions, limited in its territorial scope to Europe and the entire Mediterranean; does not include the default cover under A-12 of these conditions; is limited to a sum insured of a flat 20,000,000 euros for personal injury and property damage per insured event and insurance year. For personal injury, the indemnity is limited to a maximum of 15,000,000 euros per injured person. Where several persons are injured by one insured event, the total indemnity cannot exceed the sum insured of 20,000,000 euros. l exists for operating motorboats or sailing boats with engine power, irrespective of the amount of power and of the size of the insured watercraft; l is, by way of derogation from A-7 of these conditions, limited in its territorial scope to Europe and the entire Mediterranean; l does not include the default cover under A-12 of these conditions; l is limited to a sum insured of a flat 20,000,000 euros for personal injury and property damage per insured event and insurance year. For personal injury, the indemnity is limited to a maximum of 15,000,000 euros per injured person. Where several persons are injured by one insured event, the total indemnity cannot exceed the sum insured of 20,000,000 euros. 5 Damage to hired or chartered watercraft is not insured in any case. 6 Cover is granted on a subsidiary basis, that is, in the event of a claim the insurer steps in only if and so far as no other insurer is obliged to pay compensation or can be called upon.
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