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B4-7.3 Knowledge and conduct, Watercraft Accident Insurance, Basis
Clause B4-7.3, Knowledge and conduct, from Watercraft Accident Insurance, Basis, AVB WSU Basis (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
B4-7.3.1 So far as your knowledge and your conduct are of legal significance, in the case of insurance for the account of a third party the knowledge and conduct of the insured must also be taken into account. Where the contract covers both your interests and those of the insured, you must have the conduct and knowledge of the insured attributed to you for your interest only if the insured is your representative.
B4-7.3.2 The knowledge of the insured is not relevant if the contract was concluded without the insured's knowledge or if it was not possible or not reasonable for you to notify the insured in good time.
B4-7.3.3 The knowledge of the insured is, by contrast, relevant if you concluded the contract without instructions from the insured and did not inform us of this.
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