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A-1 What is insured?, Watercraft Accident Insurance, Basis Plus
Clause A-1, What is insured?, from Watercraft Accident Insurance, Basis Plus, AVB WSU Basis Plus (1-2025nam).
German law applies; only the German wording is binding.
This English text is a courtesy so you can read what you buy, not a contract document.
Where the two differ, the German text decides:
A-1.1 Principle We provide the agreed cover for accidents suffered by the insured persons. The insured persons are you, as owner of the insured watercraft, and your first degree family members. In the insured event the sum insured is divided by the number of persons on board the boat at the time of the accident. Each person is insured for the corresponding share of the sum insured.
A-1.3 Definition of accident, Basis Plus
A-1.4 Extended definition of accident, Basis Plus
A-1.4.2 Other involuntary damage to health., Accident Basis Plus
A-1.4.3 Further insured events., Accident Basis Plus
A-1.5 Restrictions on our obligation to pay, Accident Basis Plus
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