2.1.2 Co-insured persons (A), Legal Expenses Insurance, Basis Plus

Co-insured are:  your spouse or registered civil partner,  your unmarried or unregistered partner living with you in the same household,  the minor children of you and of your co-insured partner (including stepchildren, adopted children and foster children),  the unmarried adult children of you and of your co-insured partner (including stepchildren, adopted children and foster children). The children must not be living in a registered civil partnership. The co-insurance of adult children ends in any event at the time when they first take up a professional activity intended to be permanent and receive an income for it. It also ends when your adult child has completed vocational training and draws social benefits (for example unemployment benefit, "Hartz IV"), All provisions of this legal expenses contract also apply to these co-insured persons. If a co-insured person demands cover, you may object. (Why may you object if a co-insured person demands cover? You are our policyholder and may, for example, decide whether we are to pay costs for co-insured persons.) Exception: you cannot object in the case of your spouse or registered civil partner. Cover also exists for claims to which natural persons are entitled by law where you or a co-insured person has been injured or killed. German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only. (Example: if you are seriously injured in a traffic accident, your closest relatives have cover and can use it to assert maintenance claims against the other party to the accident. A "natural person" is a human being, as opposed to a "legal person"; that is, for example, a GmbH, an AG or an association.) In traffic legal expenses cover the following also applies (V): Insured are all persons (co-insured persons) in their capacity as authorised drivers or authorised passengers of the insured watersports craft. (Authorised is any person who drives or uses the watersports craft with your consent.)