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A-9 Damage to waters, Watercraft Liability Insurance, Basis
From Watercraft Liability Insurance, Basis, AVB WSH Basis (1-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
A-9.1 Insured within the scope of the contract, with financial loss treated as property damage, is your legal liability for the direct or indirect consequences of changes in the physical, chemical or biological condition of a body of water, including groundwater (damage to waters), with the exception of damage to waters 1 through the discharge or introduction of substances harmful to water into waters, or through other deliberate action on waters. This also applies where the discharge or action is necessary to save other legally protected interests; German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only. 2 through operationally caused dripping or running off of oil or other liquids from tank closures, refuelling installations or the machinery of the vessel.
A-9.2 Excluded are liability claims against persons (you or any co-insured) who caused the loss by knowingly departing from laws, ordinances or official orders or directions addressed to you which serve the protection of waters.
A-9.3 Excluded are claims for losses demonstrably based on acts of war, other hostile acts, riot, civil commotion, general strike, unlawful strike, or directly on orders or measures of a sovereign authority; the same applies to losses caused by force majeure so far as elemental forces of nature have taken effect.
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