4.2 Further special rules of conduct / obligations in traffic legal expenses cover (V), Legal Basis Plus

If we are to take on an insured event for you, the following conditions must be met:  When the insured event occurs, the driver must hold the prescribed licence.  The driver must be entitled to drive the craft.  The watersports craft must, where required by law, be registered, and the boat trailer must bear an insurance plate (a so-called number plate). What happens if these conditions are breached? Then cover exists only for those insured persons who knew nothing of this breach. That means the persons acted without fault or at most with slight negligence. If the breach was grossly negligent, we are entitled to reduce our benefit in accordance with the severity of the fault. (Example of "grossly negligent conduct": someone disregards German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only. the generally customary care to an unusually high degree.) If the insured person proves that his or her ignorance was not grossly negligent, cover is retained. Cover is also retained in the following cases: The insured person or the driver proves that the breach was not the cause of  the occurrence of the insured event,  the establishment of the insured event, or  the extent of the benefit to be provided by us. 5 In which countries are you insured? (A)