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B-5.3 Obligations after the occurrence of the insured event, Watercraft Liability Insurance, Basis
From Watercraft Liability Insurance, Basis, AVB WSH Basis (1-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
After the occurrence of the insured event you have the following duties: 1 Every insured event must be notified to the insurer within one week, even where no claims for damages have yet been made. The same applies where liability claims are asserted against you. 2 You must so far as possible avert and mitigate the loss. The insurer's instructions are to be followed so far as that is reasonable for you. You must give the insurer detailed and truthful loss reports and support it in investigating and settling the claim. All circumstances that in the insurer's view are important for handling the claim must be communicated, and all documents requested for that purpose must be sent. 3 If public prosecution, administrative or court proceedings are initiated against you, an order for payment is issued, or third party notice is served on you in court, you must notify this without delay. 4 You must lodge an objection, or the other necessary legal remedies, in good time against an order for payment or an administrative authority's ruling on damages. No instruction from the insurer is required. 5 If a liability claim is asserted against you in court, you must leave the conduct of the proceedings to the insurer. The insurer instructs a lawyer in your name. You must grant the lawyer power of attorney and all necessary information and make the requested documents available.
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