A-1 What is insured?, Watercraft Accident Insurance, Premium

A-1.1 Principle We provide the agreed cover for accidents suffered by the insured persons. Insured persons are you as the owner of the insured watercraft and all authorised occupants (skipper, crew, guests). In the event of an insured event, the sum insured is divided by the number of persons on board the boat at the time of the accident. Each person is insured for the corresponding share of the sum insured.