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A-1 Subject matter of the insurance, Watercraft Hull Insurance, Basis Plus
From Watercraft Hull Insurance, Basis Plus, AVB WSK Basis Plus (5-2025nam). German law applies to the contract and the German wording alone is binding. This English text is a courtesy so that you can read what you are buying. It is not a contract document. Where the English and the German text differ, the German text decides: read this clause in German.
German law applies to the contract. The German wording of the conditions alone is binding; this translation is provided for understanding only.
A-1.1 Insured are the watercraft with all permanently installed parts, including the machinery and technical installations, the nautical equipment (for example navigation, night vision and hand held radio devices, binoculars and so on), the accessories, the inventory (with the exception of the items named under A-1.2.1), and masts, booms, standing and running rigging and sails.
A-1.2 Co-insured are personal effects such as towels, glasses, mobile phones, laptops (within the indemnity limits under clause A-9.4).
A-1.2.1 There is in particular no cover for cash, valuables such as furs, jewellery, paintings, antiques and luxury items, and items of sentimental value of any kind; musical instruments; food, drink and tobacco.
A-1.3 So far as applied for and documented with a sum insured in your policy schedule or its endorsements, the following are also insured: the tender; the boat trailer; the outboard engine; watersports equipment.
A-1.4 Cover also exists for items of equipment, accessories, inventory and outboard engines where they are kept separately from the craft at another location in locked rooms or buildings. Other insurances take precedence over this cover.
A-1.5 Where applied for and documented in your policy schedule or its endorsements, jet skis or electric or hybrid boats are also co-insured. In that case the provisions under A-10 and A-11 respectively apply.
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