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Boat insurance without hurricane exclusions
Cover that matches your cruising area.
Many policies restrict cover in storm season: hurricane and cyclone exclusion clauses, or securing obligations that are hard to meet from a distance. Our cover does without them entirely; which matters most in the Caribbean, in Bermuda and in the tropics.
In short
Our cover contains no hurricane or cyclone exclusion clauses and imposes no additional securing obligations in storm season. Definitions differ across the market; several providers name a storm from around 63 km/h, others only from 118 km/h; and breaching those obligations can reduce or void a claim payment.
At a glance
No hurricane or cyclone exclusion clauses
No extra securing obligations in storm season
Relevant for the Caribbean, Bermuda and the tropics
Storm damage already covered under partial hull cover
The right cover
Cover without storm-season exclusions
Frequently asked questions
Why do hurricane clauses matter?
They tie cover to securing measures; additional lashing, more fenders, unstepping masts. If they are not met, providers may reduce or refuse the payment. We do not use such clauses.
From what wind speed does a storm count?
Definitions vary. Several providers name a tropical storm from about 63 km/h, one from 118 km/h. We have no exclusion clause. In our Basis tariff a storm counts from wind force 8 (62 km/h); Basis Plus and Premium set no threshold.
Is storm damage covered at all?
Yes; storm, lightning and fire damage is already included in partial hull cover, including in winter storage, though not from 1 November to 31 March under a seasonal policy. Dragging, stranding and collision are covered under full hull cover.
Where does this matter most?
In the Caribbean, the Bahamas, Bermuda and tropical regions, where policies with hurricane clauses restrict cover for several months of the year.
Other cruising areas
Insured in five minutes.
Calculate your premium online, policy issued the same day.
Or call us on +49 3375 / 29 12 77.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany,
phone +49 3375 / 29 12 77, info@nammert.com.
We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.
A summary in English; the German policy wording prevails in case of doubt.