All about this insurance: Car insurance
Can I use my no-claims bonus from abroad in Germany?
Insurance broker / Insurance questions / Car insurance
In short
The eVB number is a seven character code your insurer gives you to prove to the registration office that your car has liability insurance. It is free and you usually get it within minutes from the insurer you want to use. Without it you cannot register a car, transfer a used car into your name or get temporary plates.
Fees and costs around the eVB, as of 2026.
| Example | Typical range |
|---|---|
| eVB number from the insurer | EUR 0 |
| New registration at the office | EUR 30, online EUR 12.80 |
| Transfer of a used car | EUR 27.10, online EUR 12.10 |
| Pair of number plates | about EUR 20 to 40 |
| Personalised plate | EUR 10.20 extra |
| Short-term eVB for five days | from about EUR 43 |
Fees from published overviews, as of 2026; individual offices may differ for extra services. The total in the example is built from these values.
Worked example
You buy a registered car and transfer it into your name at the office, with a personalised plate.
| eVB number | EUR 0 |
| Transfer at the office | EUR 27.10 |
| Personalised plate | EUR 10.20 |
| Plates | about EUR 20 to 40 |
About EUR 57 to 77 in total, much less online without a personalised plate. Insurance is then paid as agreed.
Germany does not accept a foreign insurance certificate for registration. Your German insurer stores your details electronically and gives you a code. The first two characters identify the insurer. The registration office (Zulassungsstelle) uses the code to call up the confirmation.
Once the car is registered, provisional liability cover starts. The full contract follows with the policy document. If you also asked for partial or comprehensive cover, the confirmation shows whether that is provisionally included too.
Ask the insurer or broker you want to insure the car with. Online or by phone they usually need your name, German address, date of birth and the car details. The number often arrives within minutes by email or text message.
The eVB commits you to nothing until you register the car with it. Once registered, cover runs from that day. If you then move to another insurer, you pay for the days until the switch.
| Situation | New eVB needed? |
|---|---|
| Registering a new car | yes |
| Buying a used car and transferring it | yes |
| Re-registering after deregistration | yes |
| Temporary plates for a transfer drive | yes, a special short-term eVB |
| Moving within Germany | no, update the address |
| Switching insurer without re-registering | no, insurers handle it between them |
You need a registered German address (Anmeldung) before you can register a car. Bring your passport or ID card, the certificate of registration, the vehicle documents and, for a used car, the purchase contract.
Tell the insurer about your driving history abroad when you ask for the eVB. The price is set then, and a no-claims letter from your previous insurer can make a large difference. The eVB itself does not depend on it.
The eVB is free. The registration office charges EUR 30 for a new registration, EUR 12.80 online. Transferring a used car costs EUR 27.10, or EUR 12.10 online. A personalised plate costs EUR 10.20 extra, and you buy the plates themselves from a plate maker for about EUR 20 to 40.
Temporary plates are different: the five day insurance they need is not free and starts at about EUR 43. Pay your first premium on time after registration, otherwise the provisional cover can lapse.
Questions and answers
No. Regular insurers give it free. Only insurance for temporary plates costs money.
Not for a car registered in Germany. You need a German liability policy and its eVB.
As long as the insurer decides, usually three to six months. If it expires, simply ask for a new one.
Not until you register the car with it. After that, cover runs and premiums are due.
No, only once the car is registered and has plates.
No. Report the new address, the policy continues. Your regional class may change.
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All about this insurance: Car insurance
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NAMMERT Assekuradeur GmbH, insurance broker licensed under section 34d(1) of the German Trade Regulation Act, broker register no. D-C08Q-TOSD4-37. For boat and yacht insurance we act as underwriting agency, not as broker. Statutory disclosure (German) · Updated
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