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A white racing catamaran with twin outboards flies across the sea, two helmeted drivers aboard, spray flying behind

Home / Boat insurance / Race boat insurance

Race boat insurance: Eyes on the flag. We've got your back.

Keep your eyes on the chequered flag, we've got your back. Tell us class, power and value, and a real person comes back with a quote, usually the same day.

See a first rough figure Rather talk it through Quote usually same day
  • A real person works out your quote
  • Quotes usually the same day
  • Race office paperwork at short notice

Paperwork, waiting, hold music

Three steps, then it's just you and the start line

  1. Class, power and value

    Tell us your race class, hull, engine power and boat value. There is no price table for race boats, so a real person does the maths.

  2. A quote, usually same day

    You get a quote built on your own figures, usually the same day. Decide in your own time, or talk it through on +49 3375 29 12 77.

  3. Paperwork sorted for race day

    Entries closing soon? Proof of cover for the race office comes at short notice, with an international certificate for races abroad.

Plain numbers, no small print

What does your happy place cost a day?

A first steer only. For race boats a real person works out your actual quote, usually the same day.

How much backup would you like?

€25m liability plus full hull cover

The price of a good feeling

€3.18a day

€1,159 a year, paid annually

Less than a pint at the harbour pub.

Example for a boat worth €40,000, tariff as of 3 October 2026.

Ask for a quote

Arranged by NAMMERT as underwriting agency and insurance broker.

This is what it is for

Soaked suits, massive grins

Helmets off after the heat, sunshine in the paddock, one last look at the engines. You race, we handle the paperwork.

Three friends in soaked racing suits laugh arm in arm on a jetty, their race boat with twin outboards behind them
Heat done, grins on.
Two mechanics share a laugh in the sunshine in the paddock, either side of the twin outboards of a race boat on its trailer
One last check, then lunch.

Good to know

Race boat insurance, hull and liability

Insured to the finish line.

With our dedicated racing cover for motor boats you are protected in real races and training runs.

Compare tariffs

In short

Liability cover for a race boat starts at around €39 a year, partial hull cover from €199 and full hull cover from €219. There is no compulsory insurance in Germany, but liability cover is mandatory in Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters; our liability cover meets the statutory minimum limits and the international certificate of insurance is issued automatically.

At a glance

Liability from €39 a year, sums insured from €10m to €50m

Full hull cover with an agreed value, repairs without deductions for age

Theft of parts and of a secured outboard covered under full hull cover

Online in five minutes, policy issued the same day

The right cover

How to insure your race boat

Liability

The basis: third-party damage worldwide, from €39 a year.

Hull cover

Partial hull cover at current value, full hull cover with an agreed value.

Worldwide & blue water

A genuinely worldwide cruising area without time limits or hurricane exclusions.

Frequently asked questions

Is boat insurance compulsory?

Not in Germany. In Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters liability cover for your race boat is required by law, and many marinas ask for proof as well. Our tariffs meet the minimum limits and the international certificate of insurance is available in ten languages.

What does a race boat policy cost?

For your race boat, liability starts at roughly €39 a year, partial hull cover from €199 and full hull cover from €219. The premium depends on value, engine power, year of build and cruising area, the online calculator gives you an exact figure in minutes.

Can my berth be outside Germany?

Yes. Simply state the berth of your race boat in the application; with NAMMERT it does not have to be in Germany, and for blue-water cover it does not even have to be in Europe.

How do I report a claim?

Report it online in the customer portal or call us. As an underwriting agency we assess, survey and prepare claims on your race boat ourselves, which keeps the process short.

Other boat types

Fishing boat insurance Dinghy / tender insurance Blue water insurance E-foil & jet board insurance Electric boat insurance Houseboat insurance Jet ski insurance Catamaran insurance Motor boat insurance Rowing boat insurance Inflatable / RIB insurance Ship insurance Sailing boat insurance Dinghy (sailing) insurance Sports boat insurance Trailer insurance Watersports insurance Yacht insurance Sailing yacht insurance Motor yacht insurance
Laughing couple in wet racing overalls with white helmets under their arms on a jetty in the sunshine, she pats his arm

Helmets off, heads clear.

Cheaper elsewhere? We pay the difference.

Find the same cover for a lower premium somewhere else and we make up the difference, for the term of the policy, up to one year. Read the guarantee and its limits

Ask for a quote

Or call us now: +49 3375 29 12 77

Insured in five minutes.

Calculate your premium online, policy issued the same day.

Or call us on +49 3375 / 29 12 77.

NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany,

phone +49 3375 / 29 12 77, info@nammert.com.

We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.

A summary in English; the German policy wording prevails in case of doubt.