Skip to content
Two couples laughing on the flybridge of a white motor yacht cruising along a rocky coast at sunset

Home / Boat insurance / Motor yacht insurance

Motor yacht insurance: Sundowners up top. Leave the rest to us.

Sundowners up top, the coast drifting by, nowhere to be. Leave the rest to us: your premium in about a minute, a named person on the phone and claims reported straight to our team.

  • Your premium in about a minute
  • Policy documents the same day
  • Offices in Germany, Austria and Palma

We will sort it

Three steps, then back on deck

  1. Describe your yacht

    Value, engine power and cruising area. That is all the calculator needs for a first figure: no forms, no fuss.

  2. Sign today, cast off tomorrow

    Happy with the figure? Go ahead online and your policy arrives the same day. Prefer a chat first? We will ring you back.

  3. We take the helm

    Report a claim straight to us. We bring in the surveyor and the yard and stay on it until it is settled.

Plain numbers, no small print

What does your happy place cost a day?

Slide the value of your yacht and pick your level of backup. The figure comes straight from our tariff: no guesswork, no sales patter.

How much backup would you like?

€25m liability plus full hull cover

The price of a good feeling

€3.77a day

€1,373 a year, paid annually

Less than a pint at the harbour pub.

Example for a boat worth €120,000, tariff as of 3 October 2026.

Arranged by NAMMERT as underwriting agency and insurance broker.

Good to know

Motor yacht insurance, hull and liability

Confident in every cruising area.

For motor yachts NAMMERT offers strong hull and liability cover; the Premium tariff adds up to six weeks a year beyond the agreed cruising area.

Compare tariffs

In short

Liability cover for a motor yacht starts at around €39 a year, partial hull cover from €199 and full hull cover from €219. There is no compulsory insurance in Germany, but liability cover is mandatory in Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters; our liability cover meets the statutory minimum limits and the international certificate of insurance is issued automatically.

At a glance

Liability from €39 a year, sums insured from €10m to €50m

Full hull cover with an agreed value, repairs without deductions for age

Theft of parts and of a secured outboard covered under full hull cover

Online in five minutes, policy issued the same day

The right cover

How to insure your motor yacht

Liability

The basis: third-party damage worldwide, from €39 a year.

Hull cover

Partial hull cover at current value, full hull cover with an agreed value.

Worldwide & blue water

A genuinely worldwide cruising area without time limits or hurricane exclusions.

Frequently asked questions

Is boat insurance compulsory?

Not in Germany. In Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters liability cover for your motor yacht is required by law, and many marinas ask for proof as well. Our tariffs meet the minimum limits and the international certificate of insurance is available in ten languages.

What does a motor yacht policy cost?

For your motor yacht, liability starts at roughly €39 a year, partial hull cover from €199 and full hull cover from €219. The premium depends on value, engine power, year of build and cruising area, the online calculator gives you an exact figure in minutes.

Can my berth be outside Germany?

Yes. Simply state the berth of your motor yacht in the application; with NAMMERT it does not have to be in Germany, and for blue-water cover it does not even have to be in Europe.

How do I report a claim?

Report it online in the customer portal or call us. As an underwriting agency with claims-settlement authority we assess, survey and settle claims on your motor yacht ourselves, which keeps the process short.

Other boat types

Fishing boat insurance Dinghy / tender insurance Blue water insurance E-foil & jet board insurance Electric boat insurance Houseboat insurance Jet ski insurance Catamaran insurance Motor boat insurance Race boat insurance Rowing boat insurance Inflatable / RIB insurance Ship insurance Sailing boat insurance Dinghy (sailing) insurance Sports boat insurance Trailer insurance Watersports insurance Yacht insurance Sailing yacht insurance

Already out on the water with NAMMERT

You are not on your own

On a motosurf board, in a jet ski team, on a sailing boat out at sea: athletes are already racing with the NAMMERT logo.

From 2027 the ranking turns that into points, and the entry fee comes back.

Motosurfer at full speed with a large NAMMERT logo on the board
Motosurf
Six jet ski riders in team shirts with the NAMMERT logo at a beach bar, thumbs up
Jet ski team
Sailing boat under way on the open sea with a NAMMERT flag flying in the rigging
Sailing at sea
Short film: a foiling race yacht and a powerboat carrying the NAMMERT logo at full speed across the water
The NAMMERT logo in motion

Sign up now

Friends laughing at a candlelit table on the aft deck of a motor yacht at sunset

Last thing on the list

You lay the table. We cover the rest.

One minute for your premium, then back on deck. And if anything does happen, one call puts you through to a real person.

Or call us now: +49 3375 29 12 77

Insured in five minutes.

Calculate your premium online, policy issued the same day. Or call us on +49 3375 / 29 12 77.

NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany, phone +49 3375 / 29 12 77, info@nammert.com. We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.

A summary in English; the German policy wording prevails in case of doubt.