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Rowing boat insurance: You row. We've got your back.
In a rowing boat you row facing backwards, so it helps to know someone's got your back. Your premium takes about a minute, and a real person answers the phone.
- Your price in about a minute
- A person on the line, no call centre
- Club fleets welcome, just ask
We will sort it
Three strokes and you are gliding
Tell us what the boat is worth
Add up hull, sculls and seat, enter one figure, and the calculator shows a first price in about a minute.
Sign up online or have a chat
Happy with the figure? Sort it out online in a few minutes. Rather talk? Ring +49 3375 29 12 77 and a real person picks up.
Something happened? One call
Report a claim straight to us. We line up surveyor and yard and stay on it until it is settled, with one named contact.
Plain numbers, no small print
What does your happy place cost a day?
Slide the value of boat and sculls, pick your level of backup. The figure comes straight from our tariff, not out of thin air.
How much backup would you like?
Full hull cover, agreed value for five years
The price of a good feeling
€0.35a day
€125 a year, paid annually
Less than a bread roll at the bakery.
Example for a boat worth €5,000, tariff as of 3 October 2026.
Arranged by NAMMERT as underwriting agency and insurance broker.
This is what it is for
For misty mornings and first strokes
Two rowers in a double scull while the river is still steaming. Grandad in the wooden boat, showing how it's done. We will handle the paperwork.
Good to know
Rowing boat insurance, hull and liability
Small premium, full cover.
Worth insuring even without an engine: liability and hull cover for rowing boats, skiffs and dinghies at particularly low premiums.
In short
Liability cover for a rowing boat starts at around €39 a year, partial hull cover from €199 and full hull cover from €219. There is no compulsory insurance in Germany, but liability cover is mandatory in countries such as Italy, Croatia and Denmark; our tariffs meet every minimum limit and the international certificate of insurance is issued automatically.
At a glance
Liability from €39 a year, sums insured from €10m to €50m
Hull cover at replacement value with an agreed value; no “new for old” deductions
Theft of outboards and parts covered under full hull cover
Online in five minutes, policy issued the same day
The right cover
How to insure your rowing boat
Liability
The basis: third-party damage worldwide, from €39 a year.
Hull cover
Partial or full hull cover at replacement value with an agreed value.
Worldwide & blue water
A genuinely worldwide cruising area without time limits or hurricane exclusions.
Frequently asked questions
Is boat insurance compulsory?
Not in Germany. In Italy, Croatia, Denmark and several other countries liability cover for your rowing boat is required by law, and many marinas ask for proof as well. Our tariffs meet the minimum limits and the international certificate of insurance is available in ten languages.
What does a rowing boat policy cost?
For your rowing boat, liability starts at roughly €39 a year, partial hull cover from €199 and full hull cover from €219. The premium depends on value, engine power, year of build and cruising area, the online calculator gives you an exact figure in minutes.
Can my berth be outside Germany?
Yes. Simply state the berth of your rowing boat in the application; with NAMMERT it does not have to be in Germany, and for blue-water cover it does not even have to be in Europe.
How do I report a claim?
Report it online in the customer portal or call us. As an underwriting agency with full authority we assess, survey and settle claims on your rowing boat ourselves, which keeps the process short.
Other boat types
One more good pull
Sore arms, easy mind.
One minute for your premium, then the afternoon is yours again. And if anything does come up, one call and you are talking to a person with a name.
Or call us now: +49 3375 29 12 77
Insured in five minutes.
Calculate your premium online, policy issued the same day. Or call us on +49 3375 / 29 12 77.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany, phone +49 3375 / 29 12 77, info@nammert.com. We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.
A summary in English; the German policy wording prevails in case of doubt.