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Sailing yacht insurance: Heel over, chill out.
Let her heel over in the breeze and chill out on the rail. We handle the paperwork: a premium in about a minute, and a real person on the phone who knows rigs and passages.
- Your premium faster than a cuppa
- Talk to someone who knows rigs
- Offices in Germany, Austria and Spain
We will sort it
Three tacks and you're off
Tell us what she's worth
Value of the yacht, sail area, cruising area. That is all the calculator needs for a first figure, and it takes about a minute.
Decide over a cuppa
Happy with the figure? Carry on online. Rather talk it through? We ring you back and go through it together, no pressure.
Something breaks? One call.
One number for everything: report it to us, we line up surveyor and boatyard and keep at it until the bill is paid.
Plain numbers, no small print
What does your happy place cost a day?
Slide the value, pick your level of backup. The figure comes from our own sailing yacht tariff, worked out to the cent rather than guessed.
How much backup would you like?
€25m liability plus full hull cover
The price of a good feeling
€3.20a day
€1,167 a year, paid annually
Less than a pint at the harbour pub.
Example for a boat worth €85,000, tariff as of 3 October 2026.
Arranged by NAMMERT as underwriting agency and insurance broker.
This is what it is for
Anchor down, feet up
A dive off the stern into a quiet bay, supper in the cockpit as the lights come on ashore. That is the bit that matters. We will handle the rest.
Good to know
Sailing yacht insurance, hull and liability
From the coast to the Caribbean.
We insure sailing yachts from coastal waters to an Atlantic crossing, without surcharges and without a time limit on your voyage.
In short
Liability cover for a sailing yacht starts at around €39 a year, partial hull cover from €199 and full hull cover from €219. There is no compulsory insurance in Germany, but liability cover is mandatory in Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters; our liability cover meets the statutory minimum limits and the international certificate of insurance is issued automatically.
At a glance
Liability from €39 a year, sums insured from €10m to €50m
Full hull cover with an agreed value, repairs without deductions for age
Theft of parts and of a secured outboard covered under full hull cover
Online in five minutes, policy issued the same day
The right cover
How to insure your sailing yacht
Liability
The basis: third-party damage worldwide, from €39 a year.
Hull cover
Partial hull cover at current value, full hull cover with an agreed value.
Worldwide & blue water
A genuinely worldwide cruising area without time limits or hurricane exclusions.
Frequently asked questions
Is boat insurance compulsory?
Not in Germany. In Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters liability cover for your sailing yacht is required by law, and many marinas ask for proof as well. Our tariffs meet the minimum limits and the international certificate of insurance is available in ten languages.
What does a sailing yacht policy cost?
For your sailing yacht, liability starts at roughly €39 a year, partial hull cover from €199 and full hull cover from €219. The premium depends on value, engine power, year of build and cruising area, the online calculator gives you an exact figure in minutes.
Can my berth be outside Germany?
Yes. Simply state the berth of your sailing yacht in the application; with NAMMERT it does not have to be in Germany, and for blue-water cover it does not even have to be in Europe.
How do I report a claim?
Report it online in the customer portal or call us. As an underwriting agency with claims-settlement authority we assess, survey and settle claims on your sailing yacht ourselves, which keeps the process short.
Other boat types
Already out on the water with NAMMERT
You are not on your own
On a motosurf board, in a jet ski team, on a sailing boat out at sea: athletes are already racing with the NAMMERT logo.
From 2027 the ranking turns that into points, and the entry fee comes back.
Before you cast off
Your course, our word.
One minute for your premium, then the evening belongs to the cockpit again. And if anything goes wrong out there, one call to us is enough.
Or call us now: +49 3375 29 12 77
Insured in five minutes.
Calculate your premium online, policy issued the same day. Or call us on +49 3375 / 29 12 77.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany, phone +49 3375 / 29 12 77, info@nammert.com. We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.
A summary in English; the German policy wording prevails in case of doubt.