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Four friends laughing on stand-up paddleboards on a lake in the sunshine, one knocking his neighbour off balance

Home / Boat insurance / Watersports insurance

Watersports insurance: Grab your board. We'll sort the rest.

Grab your board, kite or kayak and head for the water. We'll sort the rest: your boat's premium in about a minute and someone on the phone who is out on the water too.

  • Kit listed on your boat's application
  • A real person on +49 3375 29 12 77
  • Offices in Germany, Austria and Spain

Paperwork, waiting, hold music

Three steps and you're back on the board

  1. Tell us your sport

    Paddleboard, kite, kayak or dive kit? Let us know what you get up to on the water and we will point you the right way.

  2. One form for boat and kit

    Work out the premium for your boat in about a minute and list your kit on the same application. No second form.

  3. A real person, every time

    Ring +49 3375 29 12 77 and you get someone who is out on the water too. Claims are reported straight to our own team.

Plain numbers, no small print

What does your happy place cost a day?

Boards, kites and dive kit are quoted with the boat they travel with. Run the figures for your boat and add your kit as you go.

The price of a good feeling

No separate figure for your kit: it goes on your boat's application. Get the boat's premium and add the kit along the way.

Arranged by NAMMERT as underwriting agency and insurance broker.

Good to know

Watersports insurance, hull and liability

One cover for all boards.

From SUP through windsurfing to kiting: watersports cover protects equipment and athletes worldwide.

Compare tariffs

In short

Liability cover for a watersports starts at around €39 a year, partial hull cover from €199 and full hull cover from €219. There is no compulsory insurance in Germany, but liability cover is mandatory in Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters; our liability cover meets the statutory minimum limits and the international certificate of insurance is issued automatically.

At a glance

Liability from €39 a year, sums insured from €10m to €50m

Full hull cover with an agreed value, repairs without deductions for age

Theft of parts and of a secured outboard covered under full hull cover

Online in five minutes, policy issued the same day

The right cover

How to insure your watersports

Liability

The basis: third-party damage worldwide, from €39 a year.

Hull cover

Partial hull cover at current value, full hull cover with an agreed value.

Worldwide & blue water

A genuinely worldwide cruising area without time limits or hurricane exclusions.

Frequently asked questions

Is boat insurance compulsory?

Not in Germany. In Italy, Spain, Croatia (from 15 kW), Greece, Denmark and on Swiss waters liability cover for your watersports is required by law, and many marinas ask for proof as well. Our tariffs meet the minimum limits and the international certificate of insurance is available in ten languages.

What does a watersports policy cost?

For your watersports, liability starts at roughly €39 a year, partial hull cover from €199 and full hull cover from €219. The premium depends on value, engine power, year of build and cruising area, the online calculator gives you an exact figure in minutes.

Can my berth be outside Germany?

Yes. Simply state the berth of your watersports in the application; with NAMMERT it does not have to be in Germany, and for blue-water cover it does not even have to be in Europe.

How do I report a claim?

Report it online in the customer portal or call us. As an underwriting agency we assess, survey and prepare claims on your watersports ourselves, which keeps the process short.

Other boat types

Fishing boat insurance Dinghy / tender insurance Blue water insurance E-foil & jet board insurance Electric boat insurance Houseboat insurance Jet ski insurance Catamaran insurance Motor boat insurance Race boat insurance Rowing boat insurance Inflatable / RIB insurance Ship insurance Sailing boat insurance Dinghy (sailing) insurance Sports boat insurance Trailer insurance Yacht insurance Sailing yacht insurance Motor yacht insurance
Two friends in wetsuits and buoyancy aids laugh as they walk along the shore carrying their kayaks

Out on the water, we've got your back.

Cheaper elsewhere? We pay the difference.

Find the same cover for a lower premium somewhere else and we make up the difference, for the term of the policy, up to one year. Read the guarantee and its limits

Or call us now: +49 3375 29 12 77

Insured in five minutes.

Calculate your premium online, policy issued the same day.

Or call us on +49 3375 / 29 12 77.

NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany,

phone +49 3375 / 29 12 77, info@nammert.com.

We insure owners resident in Germany, Austria or Spain, and boats flying one of these flags.

A summary in English; the German policy wording prevails in case of doubt.