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Legal expenses insurance in Germany (Rechtsschutzversicherung) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 82 points and the full text.

Provider and tariff Excess Waiting period Owner-occupier Worldwide Special criminal Mediation
ADVOCARDfür PrivatkundenTake out EUR 150§ 9 (G), page 13 yes§ 4 (2), page 8 yes, up to the sum insured§ 24 (1), page 22 yes, up to EUR 1 million§ 6 (2), page 12 yes, up to the sum insured§ 2 m), § 27, page 5 yes, up to the sum insured§ 5 a (1), page 11
ADVOCARDfür Privatkunden 360 PrivatTake out EUR 150§ 9 (G), page 13 yes§ 4 (2), page 8 yes, up to the sum insured§ 30 (4) (D), page 33 yes, up to EUR 1 million§ 6 (2), page 12 yes, up to the sum insured§ 2 m), § 27, page 5 yes, up to the sum insured§ 5 a (1), page 11
ARAGPrivat-BasisTake out EUR 300§ 26 b Absatz 5, page 67 none§ 4 Absatz 5, page 37 no§ 26 b Absatz 1 c, page 66 no§ 6 Absatz 2 d, page 44 not addressed yes, up to EUR 3,000§ 5 a, page 43
ARAGPrivat-Basis Sofort KomfortTake out yes, up to the sum insured§ 5 Absatz 3 c, page 24 none§ 4 Absatz 5, page 21 yes, up to the sum insured§ 26 Absatz 1 c, page 34 yes, up to the sum insured§ 6 Absatz 2 a, page 26 yes, up to EUR 300,000Sonderbedingung 1 § 1 Absatz 2 a bb, page 45 yes, up to EUR 3,000§ 5 a, page 26
ARAGPrivat-Basis Sofort PremiumTake out yes, up to the sum insured§ 5 Absatz 3 c, page 24 none§ 4 Absatz 5, page 21 yes, up to the sum insured§ 26 p Absatz 1 c aa, page 37 yes, up to the sum insured§ 6 Absatz 2 a, page 26 yes, up to EUR 300,000Sonderbedingung 1 § 1 Absatz 2 a bb, page 45 yes, up to EUR 3,000§ 5 a, page 26
ARAGPrivat-KomfortTake out yes, up to the sum insured§ 5 Absatz 3 c, page 41 none§ 4 Absatz 5, page 37 yes, up to the sum insured§ 26 Absatz 1 c, page 63 yes, up to the sum insured§ 6 Absatz 2 a, page 44 yes, up to EUR 300,000Sonderbedingung 1 § 1 Absatz 2 a bb, page 94 yes, up to EUR 3,000§ 5 a, page 43
ARAGPrivat-PremiumTake out yes, up to the sum insured§ 5 Absatz 3 c, page 41 none§ 4 Absatz 5, page 37 yes, up to the sum insured§ 26 p Absatz 1 c aa, page 68 yes, up to the sum insured§ 6 Absatz 2 a, page 44 yes, up to EUR 300,000Sonderbedingung 1 § 1 Absatz 2 a bb, page 94 yes, up to EUR 3,000§ 5 a, page 43
DMB RechtsschutzDMB MieterTake out yes§ 5 Abs. 3, page 5 yes§ 4 Abs. 2, page 4 not addressed no§ 6, page 6 not addressed not addressed
GothaerBarmeniaGothaerTake out not yet checked not yet checked not yet checked not yet checked not yet checked not yet checked
GothaerBarmeniaGothaer BasisTake out yes, up to the sum insuredA 8.1.2, page 48 nonePBV-Ba 6.1.1, page 44 yes, up to the sum insuredIp-Ba 1, page 147 noPBV-Ba 4, page 145 yes, up to the sum insuredInhaltsverzeichnis, Baustein S+p, page 21 yes, up to the sum insuredA 5.1.1, page 41
GothaerBarmeniaGothaer KomfortTake out yes, up to the sum insuredA 8.1.2, page 48 noneA 6.1.1, page 44 yes, up to the sum insuredIp 1.1, page 129 yes, up to EUR 500,000P 4.2, page 122 yes, up to the sum insuredInhaltsverzeichnis, Baustein S+p, page 21 yes, up to the sum insuredA 5.1.1, page 41
GothaerBarmeniaGothaer PremiumTake out yes, up to the sum insuredA 8.1.2, page 48 noneA 6.1.1, page 44 yes, up to the sum insuredIp 1.1, page 129 yes, up to EUR 1 million+p 4.2, page 40 yes, up to EUR 1 millionS+p 3.9.2, page 25 yes, up to the sum insuredA 5.1.1, page 41
HUK-COBURGPrivat-, Berufs- und VerkehrsTake out EUR 150G.1, page 26 yesC.1.1.1, page 18 yes, up to the sum insuredB.1.4, page 8 yes, up to EUR 1 millionD.2, page 23 yes, up to the sum insuredB.3.18.6, page 14 yes, up to the sum insuredB.4.1.2 c., page 16
KS/AUXILIARechtsschutz (ARB 2016)Take out yesTarifbestimmungen 1.9, page 28 yes§ 4 Abs. 1 f), page 8 yes, up to the sum insured§ 2 c), page 6 yes, up to the sum insured§ 6 Abs. 2 a), page 10 yes, up to the sum insured§ 2 q) dd), page 7 yes, up to EUR 3,000§ 5 a Abs. 4 a), page 10
KS/AUXILIABasisTake out EUR 300Tarifbestimmungen 1.8.3, page 17 yes§ 4 Abs. 1 f), page 8 no§ 26 Abs. 3, page 14 yes, up to the sum insured§ 6 Abs. 2 a), page 10 not addressed yes, up to EUR 3,000§ 5 a Abs. 4 a), page 10
NRV Neue RechtsschutzNRV PlusTake out yes, up to the sum insured§ 5 Abs. 3 c), page 28 yes§ 4 Abs. 1, page 25 yes, up to the sum insured§ 29 Abs. 1, page 51 yes, up to the sum insured§ 6 Abs. 2, page 29 yes, up to the sum insuredSonderbedingungen, page 1 yes, up to EUR 2,000§ 5a Abs. 1, page 28
ROLAND Rechtsschutz(ARB, Partnerfassung)Take out not yet checked not yet checked not yet checked not yet checked not yet checked not yet checked
ROLAND RechtsschutzROLAND TOP BasisTake out EUR 300Top-Rechtsschutz Basis, Bonus-Selbstbeteiligung, page 6 noneZiffer A 6.1.1, page 24 yes, up to the sum insuredZiffer Ip 1.1, page 123 yes, up to EUR 250,000Ziffer A 4.2, page 21 yes, up to EUR 1 millionZiffer S+p 3.9, page 132 yes, up to the sum insuredZiffer A 5.1.1, page 22
ROLAND RechtsschutzROLAND TOP Basis Basis PaketTake out yes, up to the sum insuredZiffer A 7.4, page 69 noneZiffer PBV-Ba 6.1.1, page 216 yes, up to the sum insuredZiffer Ip-Ba 1, page 218 noZiffer PBV-Ba 4, page 215 yes, up to EUR 1 millionLeistungsübersicht Privatkunden, page 3 yes, up to the sum insuredZiffer A 5.1.1, page 59
ROLAND RechtsschutzROLAND TOP Basis Komfort PaketTake out yes, up to the sum insuredZiffer A 7.4, page 69 noneZiffer A 6.1.1, page 64 yes, up to the sum insuredZiffer Ip 1.1, page 191 yes, up to EUR 500,000Ziffer P 4.2, page 181 yes, up to EUR 1 millionZiffer S+p 3.9.2, page 199 yes, up to the sum insuredZiffer A 5.1.1, page 59
ROLAND RechtsschutzROLAND TOP Basis Premium PaketTake out yes, up to the sum insuredZiffer A 7.4, page 69 noneZiffer A 6.1.1, page 64 yes, up to the sum insuredZiffer Ip 1.1, page 191 yes, up to EUR 1 millionZiffer +p 4.2, page 197 yes, up to EUR 1 millionZiffer S+p 3.9.2, page 199 yes, up to the sum insuredZiffer A 5.1.1, page 59
ROLAND RechtsschutzROLAND VerkehrsTake out yes, up to the sum insuredZiffer A 8.1, page 27 noneZiffer V1p 6.1, page 125 noZiffer V1p 3, page 124 yes, up to EUR 200,000Ziffer A 4.2, page 18 noZiffer V1p 3, page 124 yes, up to the sum insuredZiffer A 5.1.1, page 19
VertiPrivatTake out EUR 150Tarifbestimmungen, Selbstbeteiligung, page 14 yes§ 4 Abs. 1, page 4 yes, up to the sum insured§ 29 Abs. 1, page 13 yes, up to EUR 50,000§ 6 Abs. 2, page 6 no§ 2 i) bb), page 2 yes, up to EUR 1,000§ 5 a) Abs. 3, page 6
WürttembergischeKomfortSchutzTake out yes, up to the sum insured5.4.5, page 7 yes4.4.1, page 5 yes, up to the sum insured29.2, page 2 yes, up to EUR 200,0006.2, page 8 yes, up to EUR 500,000Besondere Bedingungen Erweiterter Straf-Rechtsschutz 6.4, page 28 yes, up to EUR 3,0005.1.1, page 6
WürttembergischePremiumSchutzTake out yes, up to the sum insured5.4.5, page 8 yes4.4.1, page 5 yes, up to the sum insured29.2, page 2 yes, up to EUR 1 million6.2, page 9 yes, up to EUR 500,000Besondere Bedingungen Erweiterter Straf-Rechtsschutz 6.4, page 33 yes, up to EUR 3,0005.1.1, page 6
ÖRAGRundum-Schutz für PrivatkundenTake out yes§ 5 Abs. 3 b ARB, page 9 none§ 4 Abs. 1 ARB, page 7 yes, up to the sum insured§ 21 Abs. 3 ARB, page 14 yes, up to EUR 500,000§ 6 Abs. 2 a ARB, page 10 yes§ 2 i cc ARB, page 5 yes, up to EUR 3,000§ 5 a Abs. 3 ARB, page 9

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 82 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • ADAC
  • Continentale
  • DEVK
  • DFV
  • ERGO
  • Itzehoer
  • LVM
  • MVK
  • R+V
  • VPV
  • VRK
  • WGV

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

JSON CSV (Excel)

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It does not arrange your contract.

Statutory disclosure (German) · Updated