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Dog liability insurance in Germany: every tariff, every wording

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Provider and tariff Limit of indemnity Holiday rental Movable property Unintended mating Default cover Excess
Adam RieseRiesigTake out as stated in the policy schedule yes, up to the sum insuredA1-6.3.2, page 5 yes, up to the sum insuredA1-6.3.3, page 5 yes, up to the sum insuredA1-6.8, page 6 yes, up to the sum insuredA3-1.1, page 12 noneA1-5.4, page 4
agenciofairTake out yes, up to EUR 10 millionA1-5.1, page 18 yes, up to EUR 10,000A1-6.15.1 a), page 21 yes, up to EUR 10,000A1-6.15.1, page 21 noLeistungsübersicht, page 13 yesA3-2.2, page 26 noneA1-5.4, page 18
agenciooptimum RSTake out yes, up to EUR 50 millionA1-5.1, page 18 yes, up to EUR 250,000A1-6.4.1 a), page 19 yes, up to EUR 250,000A1-6.4.1, page 19 yesA1-6.6, page 20 yesA3-1.1, page 29 noneA1-5.4, page 18
AGILAHaftpflichtschutzTake out yes, up to EUR 16 millionInformationsblatt, Versicherungssumme, page 2 yes, up to the sum insured§ 2 Ziffer 2.2 Nr. 5 BB, page 21 yes, up to the sum insured§ 2 Ziffer 2.2 Nr. 5 BB, page 21 no§ 3 Nr. 4 BB, page 22 not addressed EUR 80Informationsblatt, Selbstbeteiligung, page 2
AGILAHaftpflichtschutz 24Take out yes, up to EUR 10 millionInformationsblatt, Versicherungssumme, page 2 no§ 3 Nr. 5 BB, page 22 no§ 3 Nr. 5 BB, page 22 no§ 3 Nr. 4 BB, page 22 not addressed EUR 80Informationsblatt, Selbstbeteiligung, page 2
AGILAHaftpflichtschutz ExklusivTake out yes, up to EUR 20 millionInformationsblatt, Versicherungssumme, page 2 yes, up to the sum insured§ 2 Ziffer 2.2 Nr. 5 BB, page 21 yes, up to the sum insured§ 2 Ziffer 2.2 Nr. 5 BB, page 21 yes, up to the sum insured§ 2 Ziffer 2.3 Nr. 1 BB, page 22 not addressed noneInformationsblatt, Selbstbeteiligung, page 2
ARAGSchutz BasisTake out yes, up to EUR 10 millionWichtige Hinweise, Versicherungssummen, page 15 yes, up to the sum insuredC1-6.3.2, page 51 noLeistungsübersicht, page 7 yes, up to the sum insuredC1-6.9, page 53 yes, up to the sum insuredC3-1.1, page 57 noneC1-5.4, page 50
ARAGSchutz KomfortTake out yes, up to EUR 20 millionWichtige Hinweise, Versicherungssummen, page 15 yes, up to the sum insuredC1-6.3.2, page 51 yes, up to EUR 100,000C1-6.3.3, page 51 yes, up to the sum insuredC1-6.9, page 53 yes, up to the sum insuredC3-1.1, page 57 noneC1-5.4, page 50
ARAGSchutz PremiumTake out yes, up to EUR 30 millionWichtige Hinweise, Versicherungssummen, page 15 yes, up to the sum insuredC1-6.3.2, page 51 yes, up to the sum insuredC1-6.3.3, page 51 yes, up to the sum insuredC1-6.9, page 53 yes, up to the sum insuredC3-1.1, page 57 noneC1-5.4, page 50
BarmeniaGothaerBarmenia Basis-SchutzTake out as stated in the policy schedule yes, excess EUR 250A1-6.8.1, page 7 noA1-7.5, page 8 yesA1-6.3, page 6 yesA3-3.3, page 10 noneA1-5.4, page 6
BarmeniaGothaerBarmenia Premium-SchutzTake out as stated in the policy schedule yesA1-6.8, page 8 yesA1-6.11.1, page 8 yesA1-6.3, page 8 yesA3-1.1, page 13 noneA1-5.4, page 7
BarmeniaGothaerBarmenia Top-SchutzTake out as stated in the policy schedule yes, excess EUR 150A1-6.8.1, page 7 yes, up to EUR 10,000, excess EUR 150A1-6.10.3, page 6 yesA1-6.3, page 6 yesA3-3.3, page 10 noneA1-5.4, page 6
BGVExklusivTake out as stated in the policy schedule yes, up to EUR 100,000A1-6.2.2, page 8 noA1-7.4, page 9 yesA1-1.4, page 7 not addressed noneA1-5.4, page 8
BGVKlassikTake out as stated in the policy schedule yes, up to EUR 300,000A1-6.2.1, page 8 noA1-7.4, page 9 not addressed not addressed noneA1-5.4, page 8
CosmosDirektBasis-SchutzTake out as stated in the policy schedule noAHB 7.6, page 5 noAHB 7.6, page 5 noTierhalter 9, page 21 not addressed noneAHB 6.4, page 4
CosmosDirektComfort-SchutzTake out as stated in the policy schedule yes, up to the sum insuredTierhalter 3.1, page 20 noAHB 7.6, page 5 yes, up to the sum insuredTierhalter 7, page 21 not addressed noneAHB 6.4, page 4
degeniaHund T26 ClassicTake out yes, up to EUR 10 millionA 1-5.1, page 14 yes, up to the sum insuredA 1-6.3.2.2, page 16 noLeistungsübersicht, page 9 noA 1-6.7 a), page 18 noLeistungsübersicht, page 11 noneA 1-5.4, page 15
degeniaHund T26 OptimumTake out yes, up to EUR 40 millionA 1-5.1, page 14 yes, up to the sum insuredA 1-6.3.2.2, page 16 yes, up to EUR 10,000A 1-6.3.2.1, page 16 yes, up to the sum insuredA 1-6.7 a), page 18 yes, up to EUR 40 millionA 3-1.1, page 24 noneA 1-5.4, page 15
degeniaHund T26 PremiumTake out yes, up to EUR 20 millionA 1-5.1, page 14 yes, up to the sum insuredA 1-6.3.2.2, page 16 yes, up to EUR 5,000A 1-6.3.2.1, page 16 yes, up to the sum insuredA 1-6.7 a), page 18 yes, up to EUR 20 millionA 3-1.1, page 24 noneA 1-5.4, page 15
DEVKKomfort-SchutzTake out as stated in the policy schedule yes, up to EUR 10,000A2 Ziffer 2.3, page 48 noA1 Ziffer 7.5, page 21 yes, up to the sum insuredA2 Ziffer 2.17, page 51 yes, up to EUR 5 million, excess EUR 2,000A2 Ziffer 2.12.1, page 49 noneA1 Ziffer 5.4, page 14
DEVKPremium-SchutzTake out as stated in the policy schedule yes, up to EUR 25,000A2 Ziffer 2.3, page 48 yes, up to EUR 10,000A2 Ziffer 2.21, page 51 yes, up to the sum insuredA2 Ziffer 2.17, page 51 yes, up to EUR 5 million, excess EUR 1,000A2 Ziffer 2.12.1, page 49 noneA1 Ziffer 5.4, page 14
DFVHundehaftpflichtTake out as stated in the policy schedule yes, up to the sum insured4.4, page 3 yes, up to the sum insured4.4, page 3 yes, up to the sum insured4.3, page 3 yes, up to the sum insured13, page 5 yes, up to the sum insured5, page 4
die BayerischeKomfortTake out yes, up to EUR 25 millionA 5 a), page 10 yes, up to EUR 50,000, excess EUR 250A 6.3 b), page 12 yes, up to EUR 50,000, excess EUR 250A 6.3 c), page 12 yesA 6.16, page 19 yesC 1 a), page 28 noneA 5 d), page 10
die BayerischePrestigeTake out yes, up to EUR 50 millionA 5 a), page 10 yesA 6.3 b), page 12 yesA 6.3 c), page 12 yesA 6.16, page 19 yesC 1 a), page 28 noneA 5 d), page 10
Die HaftpflichtkasseEinfach KomplettTake out as stated in the policy schedule yes, up to the sum insuredA1-6.3.1 (2), page 11 yes, up to EUR 10,000A1-6.3.1 (7), page 11 yes, up to the sum insuredA1-1, page 9 yes, up to the sum insuredA3-1.1, page 17 noneA1-5.3, page 11
DomcuraTierhalterhaftpflicht (Hund)Take out yes, up to EUR 20 millionLeistungsübersicht, Versicherungssummen, page 2 yesB1 Ziffer 4.3.2, page 37 yes, up to EUR 5,000B1 Ziffer 4.3.3, page 37 yesB1 Ziffer 1.2.1, page 31 yesB1 Ziffer 4.7.1, page 39 noneB1 Ziffer 3.3.4, page 35
GetsafeComfortTake out as stated in the policy schedule yesBB-HHV 5.2, page 14 noBB-HHV 3 c), page 14 yesBB-HHV 1.7, page 13 yesBB-HHV 11.1, page 16 noneAHB 3.2, page 9
GothaerTierhalter-Haftpflichtversicherung (Hund)Take out as stated in the policy schedule yes, up to the sum insuredB 5.3 (3), page 22 yes, up to EUR 2,500B 5.3 (7), page 23 yes, up to the sum insuredB 5.3 (4), page 22 yes, up to the sum insuredB 5.6.3 3.3, page 25 yes, up to the sum insuredB 6., page 25
helden.deHunde HaftpflichtschutzTake out as stated in the policy schedule yes, up to the sum insuredA3-3.1.1, page 25 yes, up to the sum insuredA3-3.3, page 25 yes, up to the sum insuredA3-4, page 25 yes, up to the sum insuredA3-10.1.1, page 27 noneA1-5.4, page 10
HelvetiaTierhalter-Haftpflichtversicherung (Hund)Take out as stated in the policy schedule yes, up to EUR 30,000, excess EUR 150A1-6.3.2, page 6 yes, up to EUR 15,000, excess EUR 150A1-6.3.1.4, page 5 yes, up to the sum insuredA1-6.6 (1), page 7 yes, up to the sum insuredA3-1.1, page 13 noneA1-5.3, page 4
HUK-COBURGTierhalter-Haftpflichtversicherung (Hund)Take out yes, up to EUR 15 millionA 1.2 a., page 6 yesA 2.2.12 b., page 7 yes, excess EUR 250A 2.2.12 a., page 7 yesA 2.2.3, page 6 yes, up to EUR 15 millionA 2.2.5 a., page 6 noneA 2.2.12 c., page 8
InSharedHundehalterhaftpflichtTake out as stated in the policy schedule yes, up to EUR 50,0002.2.2, page 4 yes, up to EUR 50,0002.2.2, page 4 yes, up to the sum insured2.2.8, page 5 yes, up to the sum insured2.2.14, page 6 none2.8, page 9
InterRiskTierhalterhaftpflicht (Hund)Take out as stated in the policy schedule yes, up to the sum insured§ 5 Nr. 1.2, page 3 yes, up to EUR 10,000§ 5 Nr. 2.1, page 3 yes, up to the sum insuredVerbindliche Erläuterungen zu § 1 Nr. 1, page 5 not addressed not addressed
JanitosBalanceTake out as stated in the policy schedule yes, up to EUR 50,000, excess EUR 250BBR IV 3.3, page 11 noAHB 7.6, page 4 yes, up to the sum insuredBBR IV 7, page 11 yes, up to the sum insuredBBR IV 18.1.1, page 12 noneAHB 6.4, page 3
JanitosBest SelectionTake out as stated in the policy schedule yes, up to EUR 200,000BBR IV 3.3, page 11 noAHB 7.6, page 4 yes, up to the sum insuredBBR IV 7, page 11 yes, up to the sum insuredBBR IV 21.1.1, page 12 noneAHB 6.4, page 3
Konzept & MarketingK&M myDogTake out as stated in the policy schedule yesF § 3 Nr. 2, page 21 yes, up to EUR 10,000F § 3 Nr. 3, page 21 yesF § 6, page 22 yesF § 10, page 23 EUR 150E § 11 Nr. 9, page 16
LVMMeineKlassikTake out as stated in the policy schedule yes, up to EUR 500,000A1-6.1.3.2, page 9 yes, up to EUR 10,000A1-6.1.3.3, page 9 not addressed yes, up to the sum insuredA3-3.4, page 18 yes, up to the sum insuredA1-5.4, page 8
LVMMeinPremiumTake out as stated in the policy schedule yes, up to the sum insuredA1-6.1.3.2 und A1-6.2.1, page 9 yes, up to EUR 10,000A1-6.2.2, page 12 not addressed yes, up to the sum insuredA3-6.1, page 19 yes, up to the sum insuredA1-5.4, page 8
MannheimerFirmenkundenTake out as stated in the policy schedule yes, up to EUR 1,500A1-6.3.2.1, page 4 yes, up to EUR 1,500A1-6.3.2.1, page 4 yes, up to the sum insuredA1-6.9, page 5 yes, up to the sum insuredA3-1.1, page 7 noneA1-5.4, page 3
NVHundePremiumPlus 3.0Take out as stated in the policy schedule yes, up to the sum insuredA3 Ziff. 3.1, page 13 yes, up to EUR 50,000A3 Ziff. 3.3, page 13 yes, up to the sum insuredA3 Ziff. 4, page 13 yes, up to the sum insuredA3 Ziff. 10.1.1, page 14 noneA1 Ziff. 5.4, page 6
OstanglerHundehalterhaftpflichtTake out as stated in the policy schedule yes, up to EUR 10 millionBB Tierhalter 1.5.2.1, page 51 yes, up to EUR 3,000BB Tierhalter 1.5.2.3, page 52 yes, up to the sum insuredBB Tierhalter 1.1.5, page 50 yes, up to EUR 20 millionBB Tierhalter 1.7.1, page 53 noneAHB 6.4, page 9
PETPROTECTPremiumTake out as stated in the policy schedule yesA1-6.8.1, page 8 yesA1-6.11.1, page 8 yesA1-6.3, page 8 yesA3-1.1, page 13 noneA1-5.4, page 7
PETPROTECTTopTake out as stated in the policy schedule yes, excess EUR 150A1-6.8.1, page 7 yes, up to EUR 10,000, excess EUR 150A1-6.10.3, page 7 yesA1-6.3, page 6 yesA3-3.3, page 10 noneA1-5.4, page 6
R+VcomfortTake out as stated in the policy schedule yes, up to the sum insuredZ-MIET-02, page 102 noB1-7.5, page 90 yes, up to the sum insuredZ-SONS-04, page 102 yes, up to the sum insuredB3-1.1, page 96 noneB1-5.4, page 85
SV SparkassenVersicherungSV PrivatSchutz BasisTake out as stated in the policy schedule noA 7.15, page 3 noA 7.15, page 3 yes, up to the sum insuredB 10.1, page 4 noB 11.3, page 4 not addressed
SV SparkassenVersicherungSV PrivatSchutz KomfortTake out as stated in the policy schedule yes, up to the sum insured, excess EUR 150B 11.1, page 4 yes, up to the sum insured, excess EUR 150B 11.1, page 4 yes, up to the sum insuredB 10.1, page 4 yes, up to the sum insuredB 11.3.3, page 5 noneB 11.1, page 4
SV SparkassenVersicherungSV PrivatSchutz TopTake out as stated in the policy schedule yes, up to the sum insured, excess EUR 150B 11.1, page 4 yes, up to the sum insured, excess EUR 150B 11.1, page 4 yes, up to the sum insuredB 10.1, page 4 yes, up to the sum insuredB 11.3.3, page 5 noneB 11.1, page 4
UelzenerbasisTake out as stated in the policy schedule yes, up to EUR 100,000A1-6.3.1 b), page 9 yes, up to EUR 7,500, excess EUR 250A1-6.3.1 e), page 9 yes, up to the sum insuredA1-1, page 5 yes, up to the sum insuredA3-3.1, page 20 noneA1-5.4, page 7
UelzenerpremiumTake out as stated in the policy schedule yes, up to EUR 100,000A1-6.3.1 b), page 9 yes, up to EUR 7,500, excess EUR 250A1-6.3.1 e), page 9 yes, up to the sum insuredA1-1, page 5 yes, up to the sum insuredA3-3.1, page 20 noneA1-5.4, page 7
Uelzenerpremium plusTake out as stated in the policy schedule yes, up to EUR 100,000A1-6.3.1 b), page 9 yes, up to EUR 7,500, excess EUR 250A1-6.3.1 e), page 9 yes, up to the sum insuredA1-1, page 5 yes, up to the sum insuredA3-3.1, page 20 noneA1-5.4, page 7
VGHHundehalter-HaftpflichtversicherungTake out as stated in the policy schedule yes, up to the sum insuredA3-6.10.1 (c), page 41 yes, up to the sum insuredA3-6.11.1, page 41 yes, up to the sum insuredA3-6.17, page 43 yes, up to the sum insuredA3-6.21.1, page 43 noneA3-5.4, page 40
VHVKLASSIK-GARANT HundTake out yes, up to EUR 30 millionVersicherungssummen, page 1 yes, up to the sum insuredMietsachschäden, page 1 yes, up to the sum insuredMietsachschäden, page 1 yes, up to the sum insuredTiere, page 2 yes, up to the sum insuredLeistungen, page 1 EUR 150Tarifvarianten, page 1
WGVTierhalterhaftpflicht (Hund)Take out as stated in the policy schedule yes, up to the sum insuredA.1.6.3, page 10 yes, up to the sum insuredA.1.6.3, page 10 yes, up to the sum insuredA.1.6.1.1, page 10 yes, up to the sum insuredA.3.1.1, page 15 noneA.1.5.4, page 10
WürttembergischePrivatTake out as stated in the policy schedule yes, up to the sum insuredA1-6.3.2, page 4 yes, up to the sum insuredA1-6.3.3, page 4 yes, up to the sum insuredA1-6.8, page 5 yes, up to the sum insuredA3-1.1, page 10 noneA1-5.4, page 4
ZurichPrivatSchutz BasisTake out as stated in the policy schedule yesZiff. 3.1, page 1 noZiff. 3.2, page 1 yesZiff. 4, page 1 not addressed not addressed
ZurichPrivatSchutz TopTake out as stated in the policy schedule yesZiff. 3.1, page 1 noZiff. 3.2, page 1 yesZiff. 4, page 1 not addressed not addressed

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 60 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • ALTE LEIPZIGER
  • Ammerländer
  • AXA
  • BavariaDirekt
  • Concordia
  • DA Direkt
  • DOCURA
  • ERGO
  • Generali
  • GEV
  • HanseMerkur
  • HUK24
  • Interlloyd
  • Itzehoer
  • Mecklenburgische
  • MVK
  • Neodigital
  • NÜRNBERGER
  • Provinzial
  • SIGNAL IDUNA
  • uniVersa
  • VPV
  • Waldenburger
  • WWK

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

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