Welcome aboard, boat and yacht insurance from Germany.
Insured on every water: the full detail.
Inland lakes, the Baltic, the Med, the Atlantic; one policy, cover written to the water you actually sail.
And when something happens, your claim is taken up by the same house that designed your cover: we are an underwriting agent with our own claims team; your file reaches the insurer complete, so the decision is not held up.
NAMMERT is a German underwriting agency (Assekuradeur) specialising in boat and yacht insurance since 1989. We insure and handle claims ourselves; liability from around €39 a year, hull cover at replacement value with an agreed value clause, policy issued the same day.
This English page is a summary. The full detail of what is insured is set out in the policy wording, terms and conditions, which are issued in German and prevail in case of doubt.
Four building blocks
From approx. €39 / year
Third-party liability
Personal injury, property and financial loss to third parties, €10m to €50m cover, worldwide. Includes skipper's liability for chartered boats, trailer, dinghy, marina damage and pollution.
From €199 / €219 a year
Hull cover
Limited cover for fire, storm, lightning, theft of the whole boat and winter storage; comprehensive cover adds collision, grounding, vandalism and theft of parts including the outboard.
From approx. €39 / year
Personal accident
€100,000 to €500,000 depending on the tariff, in Premium for skipper and crew, worldwide; search and rescue of persons in Premium, cosmetic surgery from Basis-Plus and a helmet bonus for jet ski riders.
From approx. €49 / year
Legal expenses
Lawyers' and court costs worldwide, €200,000 cover overseas, criminal bail loan up to €200,000, contract law as an option and telephone legal advice.
Cruising range
Genuinely worldwide, no small print
Our worldwide cruising range means what it says: no time limits, no geographical restrictions and no hurricane or cyclone exclusion clauses. Single-handed sailing is covered, as is lying at anchor off an open coast without a watch on board.
Your berth does not have to be in Europe. We also accept yachts older than 25 years or with a market value below €80,000; both are common grounds for refusal elsewhere. Steel, aluminium and GRP hulls, catamarans and trimarans are all insurable.
Where local rules require proof of insurance; Italy, Spain, Croatia (from 15 kW), Greece, Denmark and Swiss waters, legal position checked 1 August 2026; our policies meet the minimum limits, and the international certificate of insurance is issued automatically in ten languages through your online account.
Key figures
€50m
Liability and pollution, premium tariff
€2.5m
Salvage costs, wreck removal included
€200,000
Criminal bail loan abroad, legal expenses at every level
1989
Insurance experience, second generation
/ Questions and answers / Alle Details
Frequently asked
Can I insure with NAMMERT if I live outside Germany?
We serve owners across Germany, Austria and Spain, and your berth may be anywhere in the world. For other places of residence please call us; we will tell you honestly whether we can write the risk.
Is insurance compulsory?
Not on German waters, but you remain personally liable.
Italy, Spain, Croatia (from 15 kW), Greece and Denmark require third-party liability cover,
as do Swiss waters; Italy with minimum limits of €6,450,000 for personal injury and €1,300,000 for
property damage per claim (Decreto Ministeriale of 31 May 2022).
Legal position checked 1 August 2026.
What is an agreed value clause?
The value stated in the policy is paid in the event of a total loss, without deduction for age or use. In the premium tariff it applies without limit and can be adjusted at any time; partial losses are settled without "new for old" deductions.
How do I report a claim?
Online through your customer account, or by phone on +49 3375 / 566 75 05. We assess and handle claims ourselves; the premium tariff adds a 24/7 hotline, towing, spare parts sourcing and interpreter services.
Contact
We speak English, just call.
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany
Phone +49 3375 / 29 12 77 · Claims +49 3375 / 566 75 05 · info@nammert.com
Boat types
Cover for every type of boat
Cruising areas
From your home waters to a circumnavigation
Select your cruising area in the online calculator; the international certificate of insurance is issued automatically.