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The passage from the Balearics or from Sicily is short but crosses open water, and many European cruising areas end before the African coast. Check that yours includes it, along with any transit towards Gibraltar. Asking for an extension beforehand costs little; arguing about it after a loss can cost you the whole claim.

Entering with your own boat requires complete paperwork, and officials tend to check it in detail. The insurance certificate is part of that set. A certificate you can show in several languages, ideally also in digital form, saves time at customs and with the harbour master. Some insurers provide it in ten languages, so ask your own what is available before you leave.

Tunisian boatyards are an affordable place to winter ashore, with craning and chocking. As in any yard, the yard's own contract protects its facility, not your boat, so check how your policy treats time ashore. During longer stays in less guarded harbours, theft and vandalism are real risks, including parts stolen from outboard engines and electronics.

Does my cruising area include the African coast?

Not always. Many European cruising areas stop short of it. Tell your insurer the planned route before you leave and make sure it is written into the contract, because a dispute after a loss costs far more than an extension arranged in advance.

What paperwork is needed on arrival?

The complete set of boat documents, including proof of insurance. Checks are often thorough, so a certificate in several languages speeds things up. Outside the EU it also helps to know who can find spare parts or an interpreter if something goes wrong.

What should I check before wintering in Tunisia?

Check that your policy accepts the boat ashore, including craning and chocking, and read what the yard's own insurance protects. As in any yard, that is its facility, not your boat. For a long stay, keep theft and vandalism in mind as well.

Liability

Why third-party liability is the part most countries ask to see.

Hull

Agreed value, market value and what decides a hull claim.

Boat insurance in English

The clauses worth checking before you sign, in plain English.

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